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Despite advancements in safety for vehicles auto accidents are still a leading cause of death and injury. Insurance is often the main source of compensation in these cases.

However, if you are injured and your insurance company refuses to pay your claim or doesn't pay the amount of your medical expenses you may be entitled to pursue compensation from other entities. This includes the state of New York and the five boroughs. It also includes the seller or manufacturer if a product is defective.

Damages

Car accidents can result in various damages, like property damage, injuries and lost wages. These damages are hard to estimate, but a car accident lawyer can help you determine the value of your claim is.

Non-economic damages are more difficult to prove. Non-economic damages include pain and suffering, disfigurement, and permanent scarring.

Medical expenses are also commonly included in a car crash case. They can be incurred through hospital visits, x-rays, surgeries, and other treatments. They can also include ongoing physical therapy and rehabilitation, which is a necessity for many people who have suffered serious injuries.

Damage to property is usually related to a car accident because it can result in costly repair costs or a vehicle that is totaled. This can include items inside the vehicle like laptops, or equipment for work in addition to the property surrounding the scene of the accident like fencing and trees.

The weather conditions can also contribute to car accidents as roads that are muddy or slippery make it harder to drive safely. Drivers who drive in bad weather conditions are responsible for any accidents they cause.

The amount of compensation that you could receive for damage to your property or medical bills depends on your injuries and the impact they have on your way of life. Your lawyer can estimate the damages to ensure that you receive compensation for all your losses.

A few victims of car accidents also suffer from mental and emotional stress due to their injuries. These emotions can impact their relationships and their performance at work. They could also be a source of anger and frustration, which could cause more accidents.

The neck or chest can also be a serious problem. These injuries could prevent you from working and have a long-term impact on your life.

Injuries

Car accidents can cause a range of injuries and some of them are serious and even fatal. These injuries could include traumatic brain injury as well as spinal cord injuries, broken bones, burns and more.

Soft-tissue injuries or musculoskeletal damage are the most frequent types of injuries that occur in collisions with cars. This includes whiplash-related injuries, that are caused by sudden jolts in collisions.

Whiplash can be caused by different types of automobile accidents, such as rear-end collisions. In these situations your body is swaying upwards while your head stays in place, causing you to strain your neck.

Other injuries that may be suffered in a car crash include chest injuries, leg and arm injuries and back injuries. Certain injuries, such as herniated discs, can be delayed by the crash but can still result in painful conditions and permanent disability if they don't get the proper treatment.

Knee injuries like sprains and fractures are also commonplace in car accidents. These injuries are often treated with surgery or other medical intervention to resolve, but they may not be evident right away after a crash.

The severity of these injuries depends on the force, weight and speed involved in the crash. Bone fractures vary in severity from moderate to severe and may cause permanent scarring.

Abdominal bruising and internal bleeding are both serious issues after an accident. If you're in an accident and notice bruising, you should visit the emergency room immediately.

Chest injuries can vary from bruises to fractured ribs. A sternum fracture can be a serious injury that may be difficult for a person to distinguish from other chest injuries or internal bleeding.

Burns and lacerations are also less obvious injuries that may be caused by a car crash. These are not uncommon and may leave permanent scars when they are severe.

Insurance

If you have been injured in an auto accident, you should know your legal rights and options you have. A knowledgeable personal injury attorney can help you get the compensation you need to pay medical bills, lost wages, and property damage.

Based on the state you live in, there are different types of insurance coverages available for accidents involving cars. In New York for example, drivers must have both liability insurance and no fault coverage which covers medical care and lost wages, irrespective of who is at fault.

Liability: This safeguards you in the event that another person submits a claim to your insurance company claiming injury or death caused by your vehicle. It also protects your vehicle from vandalism or theft. You can select between a variety of liability limits including the minimum amount required by your state.

No-fault Insurance: The most well-known kind of auto insurance in New York is no-fault, that covers up to $50,000 per accident for injuries suffered by the passenger and driver, regardless of the fault. In addition, you can buy additional coverage that covers personal injury protection (PIP), which pays for medical expenses and loss of income in the event that you are hospitalized or are unable to work because of your injuries.

These insurances cover damages caused by theft, fire vandalism, floods, as well as falling objects. These insurances aren't required, but are usually worth purchasing, since they can provide financial protection from the cost of car repairs after an accident.

Deductibles. Most auto insurance policies contain the possibility of a deductible. This is the amount you need to pay prior to when your insurer pays on an insurance claim. If you're filing a claim under personal injury protection, uninsured motorist, or comprehensive insurance, you'll have to pay a deductible prior to when the insurance company starts covering the cost of your claim.

A car crash can have a long-lasting impact on your life. You could be left with significant medical bills and may find it difficult to complete your daily duties. If you have suffered a serious injury or had your family affected by a fatal car accident You require a skilled lawyer to ensure that you receive the compensation you're due.

Statute of limitations

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The statute of limitation is a law that defines the time period in which you can file a claim following an accident. It is crucial to know how the deadline works to make sure you don't miss out on the opportunity to file a claim.

In most cases, the deadline to bring a lawsuit is three years from the date of the incident. You must file your lawsuit within the time frame otherwise you lose your right to sue the person who caused your injury.

It's entirely possible for a car accident to happen at any moment. It is imperative to act quickly after an accident to secure the compensation you require. It's also essential to have an attorney at your side to determine whether you have a valid claim, and to create your case.

Under New York Civil Practice Laws & Rules Section 214 which applies to anyone who is injured in an accident in a car (driver, passenger, motorcycle rider, bicycle or pedestrian) has three years to file a personal injury claim. If the victim is younger than 18 years old, they have to wait until the time of their 18th birthday to file a personal injury lawsuit.

There are a few situations though, where the statute of limitations can be "tolled" or extended to allow longer time for claims to be filed. For example when a victim is in a coma or physically or mentally incapacitated at time of the crash they may be granted additional time to pursue their claim.

You should speak with a knowledgeable lawyer in a car accident as soon as possible to discuss your case. They can assist you in determining whether you have an injury claim which is legitimate and if the time limit for filing a claim has expired and allow you to make the necessary steps to pursue your claim before it's too late.

The statute of limitations can be complicated however it is essential to understand how it operates in order to know when to begin preparation of your case. Our Arkansas car accidents attorneys can provide you with the information that you need to start pursuing your claim and receive the damages that you deserve.