A complete international standardised framework known as the ‘GHG Protocol’ is on the market to measure and handle greenhouse gas emissions from non-public and public sector. Energy and electricity payments often include data on Scope 1 and Scope 2 emissions. The second consideration is that to ensure that the Fed to ease monetary coverage, it should be satisfied that the economy is weakening. The key indicator it'll use to render this evaluation is whether or not there might be evidence of slack in the labor market. According to https://toecactus6.bravejournal.net/tax-incentives-a-guide-to-saving-money-for-u-s-small-businesses-29q9 , other options being explored include the creation of a “BRICS Bridge” ? a platform that would combine the digital foreign money techniques of central banks inside the member states. Over the final 20 years, there has been vital circumvention of recipient government budgets, with solely forty p.c of official financial flows being channeled through recipient governments.
Guidance aligned with the institution’s mission will enable for rapid innovation within ethical parameters. In 2015, they piloted Athletes Connected, a collaboration between the University of Michigan Athletics, the School of Social Work, and the Eisenberg Family Depression Center. These and different proposals will proceed to be mentioned and debated, but university presidents have to have a comprehensive understanding of these points regardless of the consequence. As we look ahead, the sector ought to assume critically about how it measures and communicates outcomes and ensures that success is out there to all college students, regardless of their backgrounds. Only then can greater training reclaim its rightful place as the nice equalizer?a catalyst for social mobility and a cornerstone of society. Dbriefs Stay informed on the issues impacting your small business with Deloitte's reside webcast collection.

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CCP knowledge might be helpful to grasp how shoppers behaved in the past recession. A long historical past of information would permit for a deeper understanding of trends and a consumer’s habits. A nice banking relationship ought to be about delighting the customer?that means using analytics to anticipate customer wants, flag patterns that precede complaints, and ship experiences that exceed buyer expectations. Archaic identification systems aren’t just frustrating?they’re holding back innovation.
This is The McKinsey Podcast, where we assist you to make sense of the world’s hardest enterprise challenges. Equity-market valuations in some markets have reached new heights, which raises questions about whether or not a bubble could possibly be rising. This feedback is rarely shared publicly, we’ll use it to show better contributions to everyone.

h2>The New Dynamics Of Economic Globalization</h2>
Dartmouth basketball union election set for March 5,” NPR, February 9, 2024; Matthew Postins, “Dartmouth, NCAA react to basketball team’s union vote,” FanNation, March 6, 2024. Anna Betts, “A timeline of how the Israel-Hamas struggle has roiled college campuses,” The New York Times, December 12, 2023. Third-party gamers will proceed to affect larger education’s options in the generative AI enviornment. Keep an eye fixed on long-standing gamers such as MainStay, which is expanding its successful student engagement tools into the worker space. Institutions that mobilize their management teams to get forward of it will be better positioned to handle the transition. Deloitte Insights Newsletters Looking to remain on high of the latest information and trends?
Tech companies, retailers, and even automotive producers are getting into the financial providers arena. Financial literacy is crucial in navigating the evolving financial panorama. It empowers people to make knowledgeable financial decisions, handle debt, and invest wisely. In 2021, the Federal Reserve discovered that 13% of Americans lacked all the required banking providers, with a further 5% lacking any banking providers in any respect. However, fintech is promising to vary this panorama by making banking services extra reasonably priced and accessible.
The world financial landscape is constantly evolving, shaped by various elements corresponding to technological advancements, regulatory frameworks, and financial developments. Understanding this advanced ecosystem is essential for individuals and businesses alike. Unlike banks, FinTech corporations do not take deposits, and thus they need to depend on personal traders (through peer-to-peer or market lending) and capital market funding through securitization or loan sale to monetary establishments.
Emerging markets have turn out to be a major force within the world monetary landscape. These markets, characterized by their rapid economic progress and increasing affect, present new opportunities and challenges for buyers and businesses alike. In abstract, overseas trade markets are dynamic and important components of the worldwide monetary panorama. They present a platform for the change of currencies, enabling worldwide commerce and investment. They present a platform for getting and selling shares of publicly traded firms. The performance of stock markets is often used as an indicator of general economic well being and investor sentiment.

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The report highlights that of the best-performing banks in Europe, the highest ten make investments, on common, two and a half instances more into expertise than the bottom ten. On the one hand, you see beneath the great header of expertise risk, cyber danger and fraud danger. We are seeing broader APIs, and APIs in a way that we now have broader connectivity to other players, your prospects, which launched potential further dangers. Sometimes the risk may not really come out of your organization, however it could truly be coming from partners. Our interactive knowledge visualization reveals the scale, progress, and structure of cross-border capital flows and the stock of international funding by nation.
Legal and regulatory protections differ even within what constitutes a protected class inside financial services. These differences will translate into completely different adoption challenges for FinTech companies and financial establishments incorporating AI, ML, and massive information. The World Bank Group operates based mostly on the precept of selling sustainable and inclusive growth.

h3>Growth Finance And Entry To Finance</h3>
Aaron Klein is a Fellow in Economic Studies and serves as Policy Director of the Center on Regulation and Markets. He focuses on financial regulation and technology, macroeconomics, and infrastructure finance and policy. Previously, Klein directed the Bipartisan Policy Center’s Financial Regulatory Reform Initiative and served on the Treasury Department as Deputy Assistant Secretary for Economic Policy.

ul> <li>DTTL (also known as "Deloitte Global") doesn't present companies to clients.</li> <li>For larger education establishments to regain public belief and reveal their value, they should align their offerings with the calls for of the labor market, main to raised outcomes for graduates and better ROI.</li> <li>“We are facilitating direct contacts between BRICS’ science parks, business incubators, and academic establishments to foster an surroundings of innovation,” Ryabkov famous.</li> <li>Non-finance entrepreneurs getting into fintech encounter challenges, together with limited monetary expertise, regulatory compliance, competition, constructing buyer trust, information security, and funding considerations.</li></ul>
DTTL (also known as "Deloitte Global") does not present companies to purchasers. In the United States, Deloitte refers to one or more of the US member companies of DTTL, their related entities that function utilizing the "Deloitte" name in the United States and their respective associates. Certain providers is most likely not out there to attest clients underneath the rules and regulations of public accounting. Please see /about to be taught more about our global network of member corporations. ESG investing, then again, focuses on evaluating the environmental, social, and governance performance of companies and incorporating these components into funding methods.
As Fed Governor Brainard remarked in her speech, AI can unknowingly incorporate gender elements, corresponding to attendance at an all-woman’s college, as a half of the ML course of. Incorporation of such a factor in a credit score algorithm could be highly problematic. However, gender is an allowable issue for underwriting within the business of insurance coverage. Car insurance premiums explicitly differ for men and women, with substantial price variations for youngsters based mostly on gender.

h3>Methods For Maximizing Your Funds: Ten Proven Approaches</h3>
In absolute terms, total foreign investments have grown to $132 trillion in 2016, up from $103 trillion in 2007. More than one-quarter of equities around the world are owned by international traders, up from 17 percent in 2000. In international bond markets, 31 p.c of bonds had been owned by a international investor in 2016, up from 18 percent in 2000.
Financial institutions are already hiring aggressively for these AI-related positions. From October 2022 to March 2023, 40% of hiring within the banking industry were for AI-related job functions, based on an AI talent report by Evident. The two markets diverged within the third quarter, nevertheless, when actual gross home product progress turned out much stronger than expected. This triggered bond buyers to throw in the towel that the Fed would decrease charges and 10-year Treasury yields spiked to a 15-year excessive of 5%. The inventory market advanced, nonetheless, as fairness buyers took consolation that the risk of recession had lessened.


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Last-modified: 2024-04-26 (金) 21:24:41 (10d)