Then you could make tangible selections to cancel that subscription or exit to eat at least one much less time a month and put that money into your financial savings account. At the end of the day, you want to be living inside your means and not spending more than your take-home pay. She says discovering a minimal of one thing in your budget to chop again on might help fund your emergency savings. Keep in mind that investing at all times involves some danger; you would end up dropping the money you invest.

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6/N1Zj6839GrTl2vZvNHmVkSsOyec37giEfx1wzmm9HTGLooDdW+pdtTT1m5r7WzTCPEFOqTMh+hLRDP79Q2r8Qe45pqGa0bctcaIuJKipoRMRjthSe/5auziHsiyVCtVR0tK1QDlXkiiTr+LBm/cNUZufYiw1cdXuG+xEuf1FMhPy/QZ5mb/wAFB+I1WNw/3EzjPwz4unEnfe45paFtwXOntlcpllhozHTAEDHVIFxg9OhydNlhguttT4uKYWyKtcr5kCskjyH/AHR5iS7EnI5ELZB6pp9muVFse0s+2qSCpq5owlWtV8wI9BIMkqB6BmyfYagt7ue6L5VC4XS4PTL5Bh84f3RYz3jiUdI1PsAPc51tHfRi37k8tdHUy3Clov0gDDn4aopVbl8wlRhah1JJLkDFPD3yC6Qn5xo+hrtv7DpLbZNwFbnugBUppWVZRQ1RHKX5RzmeSFMqqKHVCEjVmZ5ZNZZ2dcTt1LVTbfmnSklqMzyRnkkcoCVRSPmwD1YggDBx1+YX9w22jeqZrnvqoqqR6h4IKajNOpENLSgYWCBAT3J5EQdGZuoKhueJPdGuMld8s1Xb7UNqwU7S1Ukfx8lDHVcrz1EsmZKiqqAAeccxMruPJgRuSNXcJyUFufccFJcq207akp73V80KS3tFb9H08hUvLLRxupd27t50obHeKKOMGQSrfdffN57hGxbEruZ42i3DWwExy3GUOzfCh+U81NB845iCGdnduYth4ju+mt2zrRBt5b0tynDTRtLLG0y1TeYnMVXJxTrOB8hJapqOXnPLGra0g10yZ76IFU08887Vt2rnqq+pdSyTlpZqgzjKs/mD5EUd3Zish9KoABea+01FNXQUUFPJWPOixTUasYQUVjh5mkxJKpPXyoVCKOnLG2VC21pW1kFbWxgs9RJJNU3CoY1DpUSsQHDuysZSqykyKyvIOZ/MihQeZ2U23pqynltKxXJ6Wpdqw2ulGZK3oo+KnRFZShBOJZouQ4A+IIAJ1tGR00hvn6Wit+3ZiZxM6RigDK8hJy5RWQGJEyFHMiuB15HOX1tfYMlFZtq2xL1JCvTyowC/lVDDqVjjY+ZNyr0AUmPPq5JY0dwn2TtyigN7rKblgtEixzV8VZHHT+ZCzCIxzDzY1SKTkYJC84RyPnRlIN+W1aqWuno3FZHcK2BRHz0LR1hVY/NhyX5o4oVeJypkYPzSjPLICXxyJN6OjFoc7nPVVivPcJlCz00IiheHz6oqVPKywxgpGxfoCcjp9DpV/aFXTJ53OZYowGEjGd0I75x+qQ/KSRnpr52nPcaCmraC0UCz1EQlikjtbmSR5fMTkkq5ajDtUFmYugwUJYFj0bS27bbmvUMk0f6Go0iU+VQk+e6hpESN1ifkRSxEg+ZT83Qt0OsqNrE9V5U9RFO9Ug5gpTyv7YqCB3HKvyKASOp193FJzUrFR1H9tyg82AJJwAcZIX5VGk1VXVNkqxbIAJKd4naalExJppSQ3zw0ydAegAcjP7JbOu6qvlHRhqIxzRxSM6t+oFBThHk5QCW/WP1B6r7HSsaO2ouN0oaV6KWMsI+vMXyeXHq3b92qg3BvwpOtTbZHdZpTE0cQ5gMZGcnp31aN7stFuy0QUVRXVdNHRoHEaxmOMsD8ysXI5xkfnqvtyDY+zbZV0ohCyUIkZyxJ5OVlXAJ6YBI6DI0p2S+iodxRWa/3iao3NdKlY6YGJRG5wT6BjjvkH1z01TN629d5LkY7JyrRoSfmYnC9SCe/p66mlwqdyb7u89k4cWoXGJ5B5knKRDTqD15j93HQ+2cnpqydkeE6a70r126d4VSVbYDihHyFSeoH834a1hcVZg05dGeptlbjMK3JbhTK4+Uq0gBb+P00gqqPdEFG0yzxBVb5uRgcflrZh8InD2GApJHeKlubkWT4tgTkd8ZGOuqg3z4R62xzTybZvVZJFN1+Hmywx9WHoPrq1k9yXiZnutsW57mUaOB6jIyojBJ/16abVi3NY3Lq09OwI9f9ffUtqaPcWyL3LTLVTwmi6TPEeaLPXp7eoHf11Odu3y37lEP9lVugEEg50mKgF8H1wOh+U/sk/XVudL8DPjuhh4dcY73b65EuVxlaNRy5bLAj8NaJtPEa27toRTxVKpy+4x2Gc9dUzcNk7agnWut9P8R5rgtyEEA9cZ9vTuSfppTQWnc11r4rZty1TKYAASqlWUde5PuD69enbXNNRm/pRvC0tmkbRW0JpRDHURtMw+UAjOdTqy0M8VteWucL8p6npg41B+DPCKqslOl/3lWCWc5KxoTlfz9T7nU9r6ypvjVFptEUpUDlJVCABjudEU1pmiTIBSwzXXdqw0cxchugzgEZ79Dq3ay6PZIaW31n6tpcBSDgY/fqt9rUlDtfiDb7HWS81XU5OAck47/x+g1IOO17hoaJmp5uQ08RcE9MN9M6I/Stk9DhuK/Ws8tMsgVn7Nzep1FqTcsVHMsLv5rluVSpzj92sk7y4oblUw/DXafmk6qzthQMdunTH11YXBLeK0aVNff62qkqJMGRpVJjQHH7R6dv4ds400pL6mS8t6NSGrp1pBVS4EmMqSMdPQE6id63uxXMtUqxBuXmPb95x/PqM7n4l7eaGOmkrng5yVeRAGwmPvYAzj6/zapndfF+xUlO9FDViZnQkStgDGPlIx379Vz+B1W5dC9RIn/ESsj3Jb6igpFilkVT5cmMg+4HNgZH1APsdZ0q7TV2iqHxU8VRIxDsrHPLj0Gf34+b6HSa2cW7vS1L+XLFUReaAipkBs5Ax7d84IPbTmL/ALXulJV0UtNCa6pmgdBCDIxdhzs/KMtjsp5D+QOrjCULszcozO5t6zq60NZSRy0kvRZJMqGYf3rHABBx6dDqGbylrKq4QmSWPzTEZadoz845T+HQjHUfQ+2pzPS1dbEtHTwU09uqCsyTQ5w7kkLiQcwz8yLk8pDEJJjIbUP35ZJl3JTsjSnzqZGDSsvmqVC9SwJAOD0z1AyG6q2tI1ZDkbn4JbsO+uGNm3BM3kyPCIJVDAjzE+Vjn64zqYVDL5PJG/Ohzl/brqg/B1WTUmxrraJWklMFyXClQFj5olOT7N3BU9iMDOGGtBT5ejkgEUk5dC7FeigDoQSM47dyQMe4HSWjoi7QwtEfI5jK7OxPISRjGu1aYAsJUiyD6pk/65zpdKIWqFhmVcxkH5SOh9MnPTBHL17HHbIygkp3dy9PXCKJuqKY26D94x1z0x01RRiO32SknqEkuBUR5yqk4AOP9fpqe0O9tq7OoCKMK1Si8qxxDrn3OP8APqjbjuavnbyo537n7vT0/gNOezbVX3itjhSDzjIcfdJAOscmO9yM4ySf0lyWTiJvLc9UUp3ajp26ZXBYj2BPQD9+rBsdJVRRvJca6UuR2Eh6/uGlHDHhW9OkVTXxoX5QQG+bB+g7DU2vO2bTSvz1fJKFH7Slh/PjXLJex0xbrZSN6tF+rKyVoKiWOBjjmUKuR7FnJP8ADTddNmU1HQF5CxlZSX+dnJH15OXP4FsanO5N3besTNFG9MjISFUKGOfooBOq43RvcXKieJ3Jik/Zcco/8gdT+Y0ocyZ8fJVd/Q080tNBVFY4ycAFcJ7/AHfkQ/8AlNqPRNFJVLSmaVo8gqpZhl/fr1/M5J9hqeXW0U8lGlWwOXXKZA+UemAPu/uB1BKmGajmXAKHJIJX5h+P/XjXdjaao5ZKiwtsQwUtNUT1bQw1Ij8umcjpF9F/LPfPU9mbqtj7K3vVnbkm1WudRbWmDPHUxIGKHBAcDJJcD5V6kL9Tkmi7fWVNXIkL1HNGPVvnHtjl6c/T06L7nVycPLtY44HVSZappwpmcr/dB7McKzD++6Rxj3PTWWSLWy8b8Eps9TX7CttPbqCqqXnuEZNfUEc09PBkKYos/cPYD1535j11UXEBYYJnkNFAlTPPHTUlPC/MaeBF6qGA7Roywrj9p5H79dOm995ma6T2uOv+JaWPr5LeWnMM8o6+gBOM/wB87nqygRGzTU1waV2qfiLlymOB2BATPMeck9hklj64GO7gaWOLjthJq6Q809RbYrR/ZA9Sj1lsHlwQKjBA7sytM8pBjUkx5VGVuiQoq4XGn/be3JGuc1HKxYVivLHQR0ElVVyTeVHmf4Hm/VFgg/XTySEnqVXPTpodrWyKvpaWv85EpKZ4mkiqUhZpGTJxIPkCrnDE5c4AHUnEssN2pbOWs9PTPWUclVFKYqZZqCgyUA5zGM1M7nGSytyknqOuqc6HGJam3qaveCKKN7gNxwzrLH5FXFcLtC7xDPLKwFvo1HKMqEKgHI+bGpjtehojQMlut1on5Ph57jS088yW+JuYrJJVySLmrZQGwqjlLNghORZFg9qomrLWaDkdqSqnjjFFUUjCjdVOGU2+Er94f7pO3KcAkEale5bpDQUtPu2u5ZP0crpQVM6iYRcnmEPQRRlmaYB+QN0OB2KgjU87NUqJBeN1qqmN7hTTm2zJUFKlnpKDkeGaVGhTlDmQkAukzBFHKUdSpOl+1ai/iho6ajudbRUtvpIzNS2+2RRREJGx5eebLYeRyA8csgYjJdQWJZPLa5VqV01DXUVVBMTR1FRUCS71MSQjAhSP5IvMTzAwVV6sSUzynU1FohqauioZmo5KOGU0VPTS0kl2qEmELfDz/Iwp6MBC7MDDykcg5wSM3aGkyM7j3HtGiphZKmn+F8yKGiEFRuJCUMiumJIzMUcjDFiA5dBzAHlU6rne15vO17c28dsXOjuFrSJsw0dIsLFGHMSKnlLgKWlIKlOgK84OtFV1OtvpzNLPPaYxTO3I1XCkdFGYcYCopUiM4ycnDMDzEAagt82xsi7VjVFzvECXJoR59RDX0qyxhETOJWhMgKp8pIYHE7v8vQiaTG0zPlP4gFvaPS0dmui1s8kixNyojSsvlsrCR2VwMs/N+sJXoRkHrG9zWHiVxPmraqGy11utpllp6nzalJpp1MrMQkakqGzgfO7FSQMjGNaj2Zwh4a2RDcaQfG3GrjZauWe5q80kjRLys/w6hub5gGOCRkN909UHEzhZb67b9FTWOmvViFFXRVgq7bVyQzKh505WFQMZ+eRiOmAE6KGyBxSM3FtbKeoLjw/4ObajjnhW00ZjWZ6RpfNmndmKhCQ3zsBglj8i8w69NRWm8W/EjcNzp9r8H+HtMJud40inDVc8yggF8ABRjpnGR176VS+G7ZL7mnuV23Dd7nTMqzxtWVsUz1QMYRkeYwqFeNyGEaDmKoy/fIUVdvXZEvDbcU9ttz1dBQVmapa+leWGSKP5yEHUO0qoQpUfeIypPOmqjCPkjlLwP9w8XniAs14rLbXXqzRy004SSllocESZwUHYkg+2nrb/AIxd0XKZaPfW2KepppG8uSroC6SRluw5G+U+/wB7Oq74b2LYltv1Per7VG/QwtJOtBLTgCN+Q/rGnOfiAqnmMaAMWx3wdWdwu2pt672LedVc7asVFcqiMW2nenZVgjCk8uCoVX9FGDkowHQZ1U+NdE3LuxbvCKl3FtiLd1grqaponnRqpGpVEiAHH69CPl9OpyD06+mq23ALFSmq/scqKGSXmC1FI1QuQR8x5B1QghjjH4ak1Zte5cKL5FRUNX5tBc46j4eVyzxtEsaSyUbH5leN42+UYyrgEdzqsN2W5bHuW3XqkpitBcow8AlCyeZGyo0Q5cff5JFPXHU9umpxx8MUn5J5tS4Vu4NwRwQ0cVPUw0gMdIpIDBWAJZu69x0B6+2tT8OeHUsFjevLJBLIrPPKV5QoHdU6Dm/drMfhe2RFvHibNdrua5KC2pNM7tCTBLyleVTIMgNnlAUdWGca2+qSRPHVVc8lPED+rCQnzhGxUARQ9SFJbq7YIHXUyirNsW1bHWwbOsMFJC/NUVTNF5haQhB3znlOuzfF0j2rYZblZraDIkRBMac5KY+8dJ7Peaaqmnt9FHzTxwzKeV2q6hSr46n7nX0XmBP5akNxp5qynqA9rnKSRoFSOaMBuUHMZDDlRenXLdeo1apqjVmdtlQz2114mbrDC6XaQpRLICPhqcnOeX8v4arLxEcSVo6doxWLXvUu0caxhH5T6kj7wx27fhq4OKFzuG3jHTU1nea2T8iBU/VLHIGHRecsoWTnA5sqo5epGcaxRvy8VV235coDBV1NJSZhgp445AaUkLhSzKQo52UNzKoyPT7xiEOTpnPkfFENrE3HfnNRTw1EgkcJyHLdTkgAKOnY/uPsdKKTcm6rTQPCbuEp5giCBuZQ6/wz7j+nTylrprZaaquaqp45GpvOgj+87hiV5gFPMrAL1VlBUygsIzh9M1zqaa7XE0zWysrKnlf4jzCsMbOAwyAhPXAQ5LZyCDzZB11I57OK66X6sDVEl4BE/LEkIGGOM5OB6d/r799Ott2TR1Kq9YlU0k9NKYlK5WRl8pCqtjACu7ZPbK4yNKbTtPdNZZ4bhTbXpqCSNhLzPRGcvhC3OA3MV5UUkg5w+D8uMCebcsFxtdrqknpnhaaAzzm3yCOqeeNeZZJqcRSTsnO4YuVDc4/uuCo02/YStlcycNqE1tPbqCsdprgM0hHOcHzmXJCAs6eWjnmhE/LjqF6ZbavZtVTUcVXbZmMs0McrU5AdZGB6hSPmAwVJGDjnQEq+F1Y7W7kqLjteGSCKnmkjlqoQDWiR4kw9U7Qty1ORzsZ/L8yPJYvNyMq81lHUTrFbLjaw9K06g02IhLUT+RzxxlOsbTeQEEUq05WZeaPuQNCKGvbFfW3Oha2VEyLJSsolknDiRZR8omaMqULhGClQ4EqIY2PMYmMe3hySXNuWrdkji5WHmMZHMoV1ZeZnDgZOGyQ6+U+D5snK/wC1i1DeaqGllSo57epSGGJ1jaKELLzlWPOqeWzgBikkfM2cyI6uw1NdBuW8VJo6aCRJZVkgp2kwZY8soV/VZm5zhievPIepZSWkrslmgvBzHXy1e4XePzqdoqdVHnEJHgn5Que56YyPlBByGc60nP58k9M1JUNSoVw0aoCTnqCXwWDDlb0Gev3sEGhPBnPC9ov3w1RIZJYqWdZAuI5IyZo2PToW50cEDPy+XkY7aGKSibFQzZHzHnk6Z6dcHBHUe+enfPKxh9nTDcUIGDV0skkbBB0CszqAx5MjqB09PcYOfmQlVTTvSCU87SsxwTiYqB07d+v8fYEgDXxWx1lcjx1daOYkIWjb5SC2QxBz69e469Rhs55WtqKMtTxVGVRsZEmP5sZ/H+fvpFPR562LaDXCsCN6nqSM4+p/o1qPhHsiw2WCOcICwUZJOSx/Ptqh7neae21Pwtuj/XP8xwOuP6TqyeHV/uZpIpKpnWJfQ9Mn21yZZN7fQ8aSZo9q/wAimMNGi4xgBf6dV9uC0X/cE7Q/HrBEOmF5mbUmtF9o5oIo2ZS7KDyZzy/jpW0kalnRFfAyWA+X92sG72b6RQW5+DJhLTrc6xjnOB6/jjJ1FrrtGltFC0syL+qXJMjfz/8AXqwOLe+qu3wyRpIsYA6Ed/y1ne63y9bgmZWkdlyfvcxGPfvrbFFz0YzcV0Ka/cwK/Dq6tGDgAHAA9OnQDUMuElwuE+IYnbmbHKBlQPwHfUvtmx3rk82srI1HtkAjUkoavZ+1KYxzH4iZR0XlBBP1z0/hroUlj/pVmDt9ldz2q8W6njeamkVpQM9Mcw+v0+mNKhcrlT0DUwV6fzABzKeUlR2Gf8w/jpZuLiS9xkNJTwRrChyFUZAP09P4aiV0vNdcZUyj/KAQQO2tI3LtEN10OsE3lwGF2WSdnHKT1J+hz36+nv3Opftzad0q1lEUcsNXIvMXIIAH/C9OvXPr6emoHYIhWXekppXwTKAT9Nbz4f7QtdLY6WWKCN5JYwAWXPXA6jP856DWWWTjpGmNctmdLPabnS1kdHeqRIIEA83mOEQgL98AEqRk4QDp31bm3tuxU+4JJluwlNRToUpyczIq5yVfJMY7dAdLuJGxqO0zwXFZhyLkBEk8vywQMhXxhB6knOf3aWbItVvp4JJ3wnxLEFSOTI75A+85P990/DXLKTfZvFEy2/abbTW8SxyZcN5jGNzmViepkbOZfflPT07aaKHz62811fQ1s0EvKyyTU+JpQACCixMpSnRlIyy9e3fodSKuobfSUCRW/wCfyh5gTty564wO34DJ+umK33BGpJqikUJJIeaRV+TlI7FyMZHQ9PqPbQ/pZVD/ALaioqK3C2y0b01NPDDFMI6ks8sRh5V+JqScxvkdHU5GB16asm3KtTT/AAljhNeixeS8NABBSAiKNQJ6k5eRl5flce2Dqm6q9x3WSnq0lkqJ6SRFCQKyU/LkFuaMY5jjB9PqOurG2/uCqrY6WkrlqroIHlkFPTf2vAkUjcoWUdjhT27a1i7GqRN9wXZJWlo4bm01zp6KonakoY4Wd4nXlUhpfk5ubqGOAcAHpnMYuNTf5IS9quU71bIrxE15AINMXGFp4yvLzKwAJwCWZWyVXU3o4KOmzQW2tp6dDIkEIpowxjiQZ8o9x1+br9dN95rJUpGCQsHkDyk3Co5YYkDdVCL83YdAB699UWRuz0l6mrvK3NJJC1PU1hpoqaasETDyY8EJHHErKHYffyQ3MQQ3XUgazPTUz1dOCVZxUFUpclwqlk6TOS+WcJzBkJxycwC41W13jG4Jh+kIaSSZjJHIabb9RMQ0+DK5eRuVkMK8hJHqDnpjUssFjaloqa/yXNqBZYRN8I9NBAqqCDGWCup+RMIACFHPkg+jsghtbao9vVVTBbVaWl8w/GUtRGW5JQ5dGEZIjV25YCF5EUhgpHljAbrlBseqTy7sktpg5ZJ5YamIyRyMhC4AdTzKqs3MoK8pQLyuqKBZF7281eJLi94jpZ4EmWMs6zR8ishRJA8zcyh8eYVZCxjXqBgGCjb+77bA9pm/QlzoagRhytzhFOrRq/6sQO2Sq+dllMhBEeMoD1LJaI9Fwd4QXek+D2tuzYslbB8tUi0tJLGoABbokkTK3VcEFCMDPY6+rlw6qLFDUVe4OJNlihpXM3kzNT0kThfmUM4qOZcnoZBhgCW+/lxA7zwPu7iprLdta2vLgCPzwEgiQrGH+5UJlTEJC2T6qenfUZj4FXp7hTXKJKGgaGpjFRR0FX5ikuUDJL5bMxYKkwJSQuAeU+pa6T8mT0+iU8QbPubctfTXXbG7Nq32i29LOj22DmgZZZFchOYrycwJDnPL1kVeZgFQwHdXC6Lfu9bftW40a0FdJLM1ayotPFboPKDsHT5JBJC7Z5CvzJynLknDglK+ypYZsRyzWyNZUpIqlWR4ArBFjdWVYpB5hKxF0n/uxCOrGM3vwbs+6uIdBQ79mprVQUK8sdBVJbnWsmoi5LIApQgYCcq4VYxzhomJOH10LjyZKeH23Nk8N9uQ7I2mkrJSt8P5lSWeapqGAn5IkDfI/wAsh8tiHAXOOTDFzvNVRXeKstNJNJVBPiKZ4qSd5HdyvPHDLKuHpyWVsJ3wylM/MolEu2qC3WeWFVCAw+XMzTqjuQhJR5lX9SrYRsoE5W6joRqsd5/DwUjU1XRU6U9DJJSxIrRqoUeV+qllLs0yl5CrBogAD1KMFcxVs3pxVEh2xeojWw8y1MkMFVHLNT2eNhCjFH5eYtgzRkdedCCxBDRq2QJXZp1qEgqIbPSilSnxUJGXedHy55eVohzHmKEZbBy5zhfmqyzQ1lyqIKiSjqbnVtDyURqaiOCKpidREBR1ERCkGMABW8zPMP1ilCotK026WioqOWGipaFjLCk0cNu5nPyPEFZ0RREAiqpcIAoyMkMCGkwTsgG86SWKyoZKxWVlDxq1F8OWnJPkwK4PL5uOYckQBDqeaROnN59bsjMO7bpS1MMlIyVj1ERmWOLk5y0kIaSL5kIJU8oLMoRgOYEqfQ+51lVVV8U0M0syxcyTPbpknbkAB8t0kx5FIET5wcTSMFw3Mo5sGcTKQW/di1Hkssr06xTz0ycucYMYVfmdRgKrKzORnlbBKoNIJJnNlTOjaO16zdDpUCqpLdQwxtNyPPiNUTAIaXkd3jARSHKuEaN+VIuh1aNBuDgBseOGV6Ca9zQqzQVCQNLK7ny1LLDOPIkJ5pAG5y4WRcnmy2ohww2bTcRp6bbUNTPQW088lykMAiSTPIzpiQcwKsyk5eQvkEtII431Fad9wRUtx27T3OkorncZZYJqlgqVEUESsDS8qnCgu0rlcFz8pHbVNqzPov2j8S/CarqYo5rBcUmMfxAeKlgkdPmwM5mxkswPyqcNnAfII5XiLtHdtJPVbarLdVR06/E5WmiUxxqPKJkXlSLOD/u1NJGFJzIhwdULScNLXb9h3ncW7LrBVTYRaOCnqGQSBAVVVU/fADgAlSFIAUnJIn9t4Fzz8PLLvugrGtO7aWeol88OFkq4udhGMdMfJ0yO6jGplJIE3Ia+MFTS0lDR3GSN/j3nkJjklczZYxOEZ52JlwGZAQSwBXlYh45E646qXcm1aW9NbfhRIsyTW8SNEgZMNIpEYh54WlZX5FZngLcycys6mG74vdxqra9b+jDagyx2+ohgQJ5c8QIyB+wvKTygHA6rnGBpVw03XTyWe77fqpEjCzQV0VW8eeZlx3I+cHoMOpBUn26aFdWHmhFcbYaCu/SIr3anbAVYETKRhhC0iusarLzLGp82MZYqOZkcKwjlPbg93ln+JaATQyh1C8pWR4gyFevRefqBkYwO2neeE1Ir4q67ieKGN1nVpD5iTEZ5h06kk4J6c2eo6Z1FJZgaWCtar5qwVJYxkkh19Px9fyz7jVxeiWjYHgxopq7am4LhUVUk+KyKiRFPIsaLErhgB+0Wckn6/jm/6lXPw0cxEqR45wADn3Bz+P4fl2o/weQiPh7camkpXpYpKwFmLZ851UKSPoMD92r3kmWKleGlCGSXHNkZB6Y1PZ0wX0oR19Mk1PiDmTmYnAPYegz+ONNXw1HD+rMsoYfe5j1zqQAJFSBWUu2OgOopWVcsdQyTwlmHqB0xoHIwfbKk1t3aWXrJNIRke2rdesegsarGpxGnNhe/boP59UrtJpZq9JD1IY/9er7tlrSttkfxLcpKjI/DGuTP2EGffDi73mprFluEpQzkEKM9F9PzwNWVu7e9Ft61PHHIglVTznI+XVaQVdLbb75dMOVIVGAPbH/x0y7yu0t2oK+UkktIVH/BxrCtmt0ivN37rl3PXyVE0jCnjJVVJ+8c9zqJ1d8SDKwA8uMEqcZ+mvq5l4oVK9FJIIPfPfTNMEC8x6+uvQhFJaOSUtimTc11kUhZmiGMdB301oldcJSZZpGJP1zrmR17flp125GlTWIrEcrEDrq3SVkLeh/2Tw6lvNYsTRsyMRgYwdSnfnCWp21RfGpCY42UY9flxq2uGVkoKZYZo1BZgpzkauK77etm47UaGpSIyFcAsO2fr765Hmk5WjpjiVHn3UWdrbEl1RusLgjGtt+H66XDcGzqWqmJbywFOXz8vfqfQde2muXwv7duIy6jkY5dQeh651bO2LBZNg7eFsoPLARQuF9hqp5PUocIcGxo3nRU93qI4c87J2YDHKfp6aaqbb01DETCjOrHMgUBFPT9o92/LSiqqJJq8yNIQS/Nhu35ae6SBgqSzOHA+debqR09P36y/qdlCeFCKVAE5V5AqMQQO2MIvcfidMkFLJJXPTnl8uMnKZ5jkDILH3/HUgknlnqeSEO3MFBYD9Y2Pc9gNJ0pvIqXhSFJCc5UH5R+PvpssU2owU8vPQ0kRUj9ZLkDHUZx+7sPbTnHX3GnWRoF5lbvDEfLaUY/bbPoSPTtpmpVrKSojqZFKqp5QWXp+CL/AJ9SGWaOSmeVjJDI64CjrJJ26HHYnVE9EqsF8llL0M4FNH5a4jok+cuDjLOc/wA50/z1csID1MdLQRy5aSR/1krEjHTPTqPrqsLReWpJ5KRvk80EKYurHr0yR66mb1NFV0dJHJM2Y05jISOYD0yevr7apFchuv8AcbalZDHcKY+SGC+ZPXOCwDZAwpGQMdj36j10rt+7bHBVU9NRsYVMghlWKijhUM2WLZYFuU4AOD310zybfSllkrYE5nZvmP3T2656ev11GobzaKVpaa02+JZxJkoqglwp75AwfXQBZ8VbbK6oKGqGYvu+ZUdHQKSW7YOcjPocaaap7BT0LCga3RRorx+Z5nmuOdOabpy/eJCn66iVRfqa6KauMyPyxrCFCMqBh79fc9xqR2CltUkUcVZSwOjLzyRhOb58dSSff8dHegIFuTiHb4qqVNvU5uE3xJJ+FJVpHPll1IJJ5eQuM4XHKBjSLanCXirvP4StvtWLPb45YXLVEhqJpRCJI15YZObk+Qhvv9Sx6DVtUdp2/apxdae1U0MhUOxpqcAox6E9fce2l0+46iOKKoqacxqKoxo88wwYyO5AwevoMaEqYqsr7avhb4dbbrTcrwtTuGaGCNo/0zMWpoiqheiEnC4XPIWKA9lGrVeOiRaa3UkLmjhD00UdLEEgjQR4ClgPlXsAV9cajNVuWtMctJT0TmOMGF/hqctjmPylS/QgZyfTSZ7xcvhilSs7y80bq9QeVFKdQQkfXDHuPbVOQ6S6OzdddTTU4oI4o6tRCIpaJZeSm5XhKkzSYIlAK45eU9OpU9NQOro73ebrNNLJHTLD8VI1wqqSPnp5kiUcy9QZQBLUBApOAekiDCD6Sy3GvkeWqqVCQiSJopG8qm5ZMsUSJBl1yfut7deupBavihTJVV9OpqmYmGSaP5iRGARFFn9V29cjr09cQnYXZ2WjbMEE7yUVuuFVHJU000s07fBRApCeRyB80qszhiJOZiwySeUal1sq46+mp4w9qeuSWZqgW+uaJA4Vg5C4Al64B5hjJLHBA0geSelFRQ1AkqXj8lVepIeWQcvMCAoCggsT1wemneClYxiSopQxcFIStHGRyOp6deoGep6+uq2BDr5QrfLaTdY6owFlB+IphKgz0cq8JVmfP+7OQFdVKgZ6eeXEqeop+I1ZS2dBUQmNIvPCBSqsoyAg+RWJXOAMEnLEknHobUL5VPc6IyiOeE83IrPHzKBgZAygXGcL37awduzbt+uu57nPDQmCRZ8L5jL1UMw5u2VHX1Hr1HKTiouns58xcHAGhaz2eS5zUUlwENYJamSN5EeCZIyOcJ158s0gIJwcD72WJke8eA/D7idLFuKklR6pAGjmtM6xPKyj7zpgqW9MnBwO+q+4Wb5qNt1CWpreKZpHiRoIyxWUrgZIJzkcx6fTqSMPqebn2FR3Gcbp4ZXmfa92nl8yaOJ28qctgsWjPTJbJyAD76m9iS+nZT944S2PhzforndLFuSrpqV3mSmqkEkTnAIygY4Gep6+g76ab5xvu24K2KtW2igo6QcpLRDAVThQAR2Hb8vy1ae6N1cfaVzb7nYoKqGGPBrEXKlffB65659dUDu2t3XdGWmusCxtG5ciKMoeue/THqRq0kzNri9EM3jeK68TSVMMs0tNzM/Ow5WZ26nPvj/PpXw4lktEFRdSWkBTy1Qj5Prkegxnrg49QQTpovNqqoYGkmblReoUZAwT6Z76frDBVW3bi1Kyt5bgMVzjPrn39uoIPX1GtbVUSuxvvl2nWWspqGnVKepkZSeUdFPfqOg6Z6D8jg4DVYrdHUVlB55EkKOVZnXsMj1P8Pw0sreerpWkSUYz8y8oHX/46U2B4OcUs/ymMZBHtkH/ADY/fp+AZtbwo0Zp+EMEeAy/EzMpA7gsdXJSUiGIvyAN6HHUapHws1pj4VRxCTPLK4APpknVvRXKZSsYydSdEehRUsXUyISnL2x00xTpzSsWbJ+p071M2IXGcHTC7PIxZSMfXQUYB2kwp6mNmOCX/n1c1HfWWAQ5BBj6Y1RtJOKNg5OSsnQ51Y9puQlgDZwVUDOdcuaLuyYHZV31obvOxyW6jrpXBLFU2ypEznmZg4A9QRqP7iYpU/FKMc69SPXSCn3D5ahSxA5cEE+2pUbWimyM7xKwEKnYH/q1FZasleU46dNP26apakO/7tQ+SfAwTnXZDqjmn2Kmm5vXTjYqwU9YgLdB1zph87665jq/KkD5xg6txsk2FwgucdbTRIJMlcdfXV90VMXTOR1HprHXBbd8VLULDJIUXIxg61RYNxxTLHIH5lIyCT+7XA48ZHbCVqyRzC5xp5cTMEz3ydIKiCrQc08pI7/MdOP6ep/L+dh799MN93BSOvliTLcvcHr66obOVoZZnEqMCB29hpx+Klp4vKdcFfT10yWW5BwPn5hgDqfTTpU3KKKHJC8mffoPz0JaEK4LiscZIB5m7g9vxzpoq7tUfHLKoDLH+0eij8B666pLlTzRlWbt2A9R9BpBJdKUcscjnA7A/wCbSod0TmG4mogAqcZdQCSvzkew9tfVxmp6ahMcLFWcfNHG2SR7s57aj9ur0qYeQZIx0YHr+eu+6RCSkdGKyxhP7kh5QT9W99V0F2fVtukdLTvSxxgyt85jiPUH0LOemTp5sW5Jq/zKKm5IyR2QBiD6gn+Oq3qr6tLmmlCyqCP1R+WNeg68w6k6dbBV1CSGsRuYOfu83koOmAQe56am3Yk6JvPQ1dbWRQVkQ8nGcu+WPXp07fXUro9qWmSVnYsMxFMg4x+H4nOohQ3yrhKseVpGZVHlJ0VuwyT6ddTO2VtNLArSedzHAHmNnOO/8dWWti0WKgpqARxxxiYqB1H3j7n8v5tdlvSO0UiQtNIHRiSqjl7jtj6/X21zbqtJI/Mcxcq8xXrn8Bj30VFSKl2RuUs6YBCkn8Px+uqYVR1FrLMHRIKnmkbDhn6P/Dprst70tzmkp5KCMRO2ChHOCoHQgdh/DSVwtLU/DyBpFY5Dg4/nx21Gtz8VbRsyEqs8CZGCv3ienTt641IXRZqhYoViSRnVFZSG6AKdNNzv9ntdM0lfWQU1Mw5SF6E4Huf82qEr/EBJd5FW2HkiMh55GBbp2GB2/frm73+11tAK2vr2nIQcobrysR3PYd9S5V0JzJpW8WttfpSe3Wy21JXstUsDMofsDzcvfGnW1TUzGKs/SktRzAJgH5gMEYJ9v6dVDtmVoq6RnPOruGRSinlBP/B6dcep76sWy3Xng+AXl8w4wDj8+g+vXSTfkSZY9FdIKvMBnUDnVZERQGOO3XUgt/kmE09KqOhBB52ycH+bUB2/ZTHWGqqKgyNIOgJ/D9kasm1WumpYueFgWJz01rFlLZCtyxwTS1KQkNNkDkVxjoOmQfw1kvjTUUFl3TDWSoUasAjkEakcxHUMB2LdT3znqNau4kUkkCTVNOwDsQMBUyfb6/v1jfjtV0olpp6ym5qnmCjn+6Pft9M/npPujHL0STZm1dvbgaCphf4CWJAYWUnJx15gPUKf2T1XJGcHV4020op7DCoqQ06plZcDPT1XWZ9k3B64U8slS6I6/djypyP2h68w7HGtC7TuNXNCiSSfIw9T0b3P+Cfw1L7oUehbDU3S3wmCuSKSEDHM69T9T+Wqb4o7h2XFDVRGlhWqaNsZXoDn+JJx+/8AHV9V4o6uA0MroFYcpLHqenbOqJ3fwLtd93A9Y9VMUlLFoy+Co+hz10P8RvZly3WDcG+7utvt1I0kCvyGQriNfpnGNSXf2zbrtRKW3VEY8kKFYBRjmPXBHv099aq2TsPb/Dy3NFQwRPI68vm8uQQPQj0P11X3Fmip75E3xEpPLnlPKMjp2P0+vcar1W2Z8KRle7cgZRSsUY9T1+uk9tqIhVPI5zzKU/A46f5/36cN5UbUdRlC2Mjrpnt60yYZ3Ic9MDXStoy6ZtDwpXS3VO0paJehSZyV9s9dXn5KqRIq9uw1lzwsXGipbjV28SdGlDBc+hA661qIEMa8oBGoXsdEHaGG6yg4MQbBB76aIo5GTJJ76kFeij5cDHtprKBSQoAGmUecE0mFY4J6kjVm7B2MdwcH9x8UX3JVU77e+JHwSwBkm8qJX6sWyM82O2qwmUFSM+mry4SNjwgcTXHp+lD+6lj15vzLLPDijKDp8or/ANPiv4y+ZfFfK/gMeb4SXGTyY4v/AIb2t+5ChUfpK0CdwBiPnxn6ddWTtrwQeI/fu1bHvfa237JNaNw2+mulFJJdkRmp54lljJUjoeVxkeh1SFruwFmMRbr5JA69+mvZnwuyxU/hb4TVFRKiRRbCsUju5Cqqi3wkkk9AAPU69DFC27Pr5umeKHELbe4Ng7uvOxN20YpLzY6g0tZCHDqrYBBBHdSrKwPqGB1JOCPhV43+Im2Xe+cL7Jb6i32asWhqJ62tWnUzlA5ROb72FZSfbmGtOfaycJTYt57Z42WW3kJuKL9AXIQR582tiUtTscd3eLmT3IhUemts+ELg2nATgDtTY1wWNLzNT/pC7kEHmr5x5kqA/tBMiMH1EYOtlHZm3Z49ccfDlxY8Oc9opeKVuttNLfI5paP4OsWoyIiofOB06uulnBbwmcf/ABA0JvfDzZDPZRI0S3a5TLSUkjr3EbN80uD0JRWAIIzkY1un7QnhvFxg8Sfh34ZVRYUm4Ky4wVfISD8MnlTT4I6g+VE/9Ort8XfiBt/g34H0F02XtO2z1stTBY7BayPJpIf1bNkqmPkRIz8q4ycDI1dCPP8AufgH8XXDK3vfV2lbNxRUq+ZLBYbgJ6jlHfliZUZz9FBJ9AdJeFO/twbx3Latg2WiV77dav4CmpqiTyStQAco/MPlI5SDkdMa0p4IftFd/wDHLivHwi4x7csFJW3ilqJ7LX2SGaGNpoVMjQSxySSd41kYMD+xgjrnTx4k+C9m2l46OAPGDb0K0p3huGSgvNOigRvVwU7vFUAAffZGZW9/KQ98k5TxKRcZuOiouNli43cCrBR7i4k7VhpbXXVPwaVlHWLURxTcpZVkK/c5gG5SehKkd8ZjHBm38WOPd3ulu4d0NHWyWeKKoqxU1YgAjkYqvKSOvVTr1F4n8ONscWthXrhzvKlNRa75SvTTBOkkWeqyoTnDowVlPoVHfWLPs+eFe6OCXiC4u8Mt2Ru1XZ7Zb/h6to+RK6laebyalB6hlHXqcMGXOQdS8MbK9RsjNr2NxWh4oycFksdvO7oLMb61L+kFERpFkSMt5mME80iDH11Mqnw6+JicHk2lZSSOgN4j5R+WNTW3E/8AZSbgpJ/+iSU//wC+i08+LLiX4vtlbxsVu8OOw6O+Wiptsk9xqJ7PLWeVUiXCoCkqcvydcYOq9KPQvUZnbiTwv418INqy713/AGyz2uzQzwU81T+lEcRtLIEVmwOigsCT6DJ137m8P/H/AGvt+4b0vu3LZJaLdTGtmekuiTN5AGS6qB82F69PQaiXG/in40N7bHbafiH2TZ7HtW6VcURkWxTUkk065kSNXeZxn5CcY7A60/4BuMX8pHC6u4Qbx5Km9bIRbefNPOLjaXHLTyke4HNC46/3NW/bwJ4Quh85Gc9p3mrulfabPYIHq7le6iOko4A2PMkY4GSeygZJPYAE+mrF31sPizw+sEu4d92iz222CaKnDJc0keWSRuVERAMsx74HoCewOrC8Nnhau/DLjnvPcF8iJ25t2b4PZzSOXeWKoTneRub/AHpGWANkljzk4xqrfFTxTg4s8co9qWiqafbnDd2hYqT5VTeXXEzD0byUPlZ9GaYe+U8aS2UsjbpERq7S9RMCpJZgG5T0xqT7fsFXO0ZJZ1Jx8w6kH+bGkFhda2VUYB1Tt1wufc++rJtoSFFy6py+2sDZJM7aWwcwieRnYDsCeUAD304U0CISGEKt2zkkKM9D/Nr5gr6aOcrLHnrlWJ9DpetXTJ8ySAg4PQdOmgtaHGkylOytLynmLf3P1Gm2vr56KOSoUylkGVIUdD7aRVl7Kgqr8rE5Gemo1ebxIgbPOw9ctkfj76djbR13Tcpgpp6qskLKgIHPJ0K/gPrqhL5R7h4qbmFutbSrSeYFmZQQmQeuB69/b89W7Tben3FVcioY4TkFTntq09m7MtW308ynp0EgOc49dLjZnVmbeLe06XhfZqAClRzK0SEdcqvrnP8AN20+bBtFsrrSlxqp1aLCuMnIGR36+mPXVqcfOHP9nW2po4VbmKjDL1IYdQfprKFyXfm2aB9vmmqGMfyRun3SR6n2PvnUONMlqjTdnr9pJOY1rI1ZM4Al7H6e40srKq1wM89NVIxY5wJOpGvP24/ymUNyapirqtWU8xXB6a74uKfEi0zKtbVSlRgEZbtrT021olTrs31at5GMtyyOAhOTnCj/AK9Sm0cRZIGZ5ZwqAYyT01iuxcWa2S1iqdnEuepJIAGM9x10guXHG6R80UcpiKnlLqevt7nSSl1Q/US2a839xRtASTz62MMBkgN83T1A76xhxZ34N23rNDnyYnGPXsPpqM33etXf6hnaqd3kOCoPQjP/AFadLVt+CntT11TykY7Mc46D/X11pHHTtmU589El4eXou0OWOEZQFB65HQYPoceutRbQkNTRqVcFOQEHsB9CPQ6yJs+qh/SxpqVwqFgoIGeute7DRY7TH1xlQc4z+/31E9SKx+wtuheKRTzfdHVfX8dVXvHd5tM8TxVDciPkv25evpnrqwtySz5coMADoObHN+B9DqieIFI9ZWec55WjXlQshbB/wx7fXWLdyplvRYNPxDgrrKWaRDKqksO/y+jaqrfO5ZVo2aOY85OUDYGM9yMemmqO8TWylFNIyxrGflTmHL/4PsD7HUSvFY9fUt1VgrH5QNXDHuxN6IxuerFShWTII76jdCnmyrgdO+nndCqq8qHGDpBb4Cyhh0I12R6Od9lp8Ir6du7ypZkkCRVIEbH8NbrsV1Svt0NSj82VGdebcMtRF5NRG5UxNzAj31srgXviG72WCGaYM6qA3zeo6ajrZrjkWhcpCZM+mkPmr7nS+4R86B0IOdN/kNpmp5w1II83HocD8NXfwn6eD7iePQrdf8lj1RNTVBndg3Qjpq9OEjFvBzxNP/fX/JU15Pzj7iP5on559oP9tw/rYv3GeYK54qFVVj0Q/wA2vZTZC+b9njYUODz8GqZSD65si68X6U81EijuY8a3ftj7RLYFo8NVr4Ez8Lt8S3ah2PDtOSvWOj+EaoS3imMqkzh/L5hzDK83L+znpr2INI+7ntmsPD1uDani78Luxb7v23w3eeNqOa5RSHLRXa3VCnnb2JkhDY9Uk9m0g3lxvluXjk4e8ArJMDR2awXO/XnB71MkJjpo/pyxiVj7+antrBnhC8YUfhEoNxWDcGzrxuSyX2WnrYYbbJEjU1YkflysRIQMOixDp6xj8dQ7hZ4uo9p+L+7+KjiRt68XGG7yXDFutvlPPTwyp5dNEPMdEIjjVFJz1wTjrrSLsg3P4wd4W3YnjM8L+5rvIkVDHcLtSTSu2FjNVCtKrE+wadTpd9qBwc3xxY4GWuu2FZau9V20byt1nt9HC0081MYZI3Mca/M7KXVuVQWwDgawp45fFvsvxa3TaFXsva247Gu24KyOf9LCBGdpmjKmMwyP1Hl+uPTVueHn7VbcmwNuUGzeO2yrtu2K3RLTw3+0SxtXzRqML8RFMyLK+AAZOdSe5BJJ02wIx9m3wG4l3vxE2bidc9o3mybd2ZFVTT1lyopaZamolp5II4IhIqlmHml2IyFCYPVhrZPiu3Xa5fE74ZdjQVcb3JN11V5qIVPzQ04pnhjZh6B3dwvv5bex1We5vtbdl3O2PTcKuC+8a27SDlRtxfC0NLET+0xhnmd8f3oAz7jWb9vcT90Jxrs3iS4npU7jvdJeI7lW09uVFYU8aOqU1MjsFVEDfKC/uSSSSc3NR0Uo8jeXj0467s8O+0OHXEfa0ctUkW+Kamu1vjcL+kLe1DWmWDJ6Z+VWXPZ0Q+mrz4ebk2JxP2/Z+Lezmp6ynvltT4WuVcSmmY8/lN6gq/MCp+63MOnXXmj4vvGTtTxQ7GsOx9u8Od3beqLTuGK8y1N6jpVheNKaohKDypXPMTOp6jGAevYFN4TPFXePDJTXbbt525et17MucnxtHQ2wxNU22tOBIU810XypAAWXm6MvMBl2JHkV0Ci6NTW0D/splxGeg4Ry46//AJ+j08eLXxgb18OO77Dtfa3B9d5R3e2yV8tS1zkpRAVl5AnyQSZJHXuNZopfF9ZKbxXz+J1+Fm9WtFRs19rLaFSk+OWZqiCUTEed5fl4hI+/zZI6d8XC32p/D9MluAvE8Y/7jb//AHnTUl7i4tGd+PHjC374itu2rbO6eDEez6O03RLoK1brLVCRxFLGIyrU8YGfNznm9AMddRXg5xJvPB3jDtXiHZS3kvWR2i7UqMOWroKmRUdGHurckinuGQemQbe8R/js2nx/4Y1XDewcLt72OrqqylqVrLmlIIEWKUOQfLnduoGBhdZ0pneOWiuHlPP8DV09Y8MQBkcRSKxAyQMkLgZIHXvrGbSnaNYr6dnrN4m+Kdz4OcD9y78sNCtTdoIUpLajn5Eq6iVYYZHHqqNIHK9CQpAIznXnDtC3/oe2JTzTST1UxaWpmkOXnlYkvIzepLEk/U6tzjl429u8fuG9ZwxsvCPfNlqrhVUU4rrnHRrTRiGojlbJjnduoQgYU9cZ1WFHHyopOeg69O39OqyyTSoMaauyZWGs+GAZyFA9+igallLumE4YsFP98x7/AIDVZLUmMYHp7jTTc91Jb85lx+HX92uZyo2Toueq3JH8rwv8/Xo50rtm4pZ1HNOWH44/hrOUfEOoMxSMOyepJ6/nqTWnfzQIpkQgEemc/v1PMfIvRIRXSB3dT8x6gsc9PTUgprHQTRqZivoeo1T9p4j0vIF85cntltO9PxHPmBfMVeuB17++tE0xpouW2UdBb4mKY/HS+lnT/U6p4cSIiPmkLH8cfza+4+JsXOAJDk+5GqTDkXalTTlGSblwwwAT31FL9tLbtxZ3kp1DP37YOonBv+mqVCiY847gNpU26BJFgSNn8dDdorVDJdeFdirKgpFSL9PlGq835wFt9VBJUQ0wRgMAgaue2V8kkpYMMH66e6kU81GRIQSQR1GdRx8mbSZ5+7k2pcbRLJQQQyScmflx+7UDr7Femy0tNJ7kMut6tsy1XO5SPJFFnmI6oOo9tMG+OG9n+DkMFOkckSk5Cj26DVKcooycLMP0KNQ1SmZhGV7g/jqQ3fdIkoPhKcMQV65Prrv4hbdjtdzlaFehf5j299Ru2UvxE4jx31sqkkzFri6JVwwFQ90ikdehkDH9+to7LqGFrQZPRRj6azBsOxJTvBIgCnIJ69zrSe1J2SkRP2QB6658r+o1xpjteXilQiUHBHXp8v8A8dUxvrAd5JPMZQPlJf5l/L9oat271AEbkqDnsffVM78r4Zlk5W5QufmAz+R1zv8AqNn0VNe6oO4Dcpyxxyr0b+g66KCjady2MBskk9wNIq1zNXeT1yzZ6n09xj0061VQtFQkg4KrjGOh/DXYlSowT7IFux1Sfy1OQDjSKgqeRMk9Ndd7qfiKomM5weuuhfuHGt/Bm+yQUlUJ6RgxzgjUx4Xb5qdo3xEYsaWY5xnoDqt7e/J0bp11IKQLIAwPfUtWCN17V3dT3yjjZJlZio1IpKlVbA1k/g/viqoa2K3TTMynABJ1pOOtSojWVnGSo1Fm6kebjTlh1HofXWh+D/XwbcTf/Gv+Sx6zhI3KDy9OmtGcHCG8GvEzPXpdf8mj15vzhfyYfmifn32gP/TcP62L9xmiGoEVKj98IDjW89kfZ1Ue5eAtk41S8ZK+CS7bQpt0tbv0NGyxvLRrUmHzPNBIHNy83LnpnHprz3ep5aTqevl69zeEZH+wP2Yx9eEtvz/5nTXsRjqj7uzxNlvJuNFHUcwHnRhz1z3GmCtn5FZwc4HocZ0ntlQwtVKoPQQqP4auXwe8K04z+JbZG0K2nE9rp69bvdEYZD0tL+uZCPUOypGR7OdOKpkvZrzZX2RNNfdo2W+7h40XS13S5UEFVWUSWSKRaaZ0DNEGMoJ5c8uSO4z9NZV8TXh3rfDVxgl4aS3mW9Uc9tp7pb7hJTCBp4ZC6HKhmGVkjde/oD0zr1k8RviPpuB+9+EO12aELvrdYtVwMig+XQGB0Lgk/KRUTUpz6qrjVMfai8MYr7sbaXFKlp81e1ri1uqpQuf7UrOUfN9BLHFjPq5Hrpy0hrszV4OfBnD4kNnXzdlTxHq9ty2a7/owQQ21KkSDyY5OfmZ1x9/GMenfUV4kWIcL98bv4efpd7p/YrVtSJWPCImnIjVuYqCQv3u2T21sv7LekNFww3xAVxjdHNjPvSQax/4qGaPxBcWgx+/d5PT/ALimsJRTipFxey6bp4CYf5DJuNjcX61ng2rJucW02hOQsKQ1Hk+Z5ucdOXmx9cemvrw/eCCp4ucFtu8V6TinPbqu/wBA9VHbja1kijkDsqqZPMBwSo68uRnsdatugA8CNcB/+FEv/qk66fAdIkXg/wCGkkjBUS0MxYnAA86TqdacI1snkzzpaivtBu+n4e7lgmtF4F9p7DXK8eXglknSEyAHHMPnDqezKQQSCDq8fEf4QJOAfC2r4lfyqVl8+HuNuofg2tKQA/FVcVPz84lP3fN5sY64x0znVyeMPw5zb53LsTjzw6iWqr7XfrKb3DTgMtbbFrImFUGB6tCOuf2oycn5BqT/AGjnTws3Q/8A6h25/wCt6XRGC6Y3OysG+zHjqESQcd7ivOgbl/QMZ7/Xzvrpkv8A9mzxD2/TzV+x+LVtv0iKGjoLjaWomfHp56zSKSfTKKPc60H45L3ftv8AhO3bdts7guVkuccduSG4W6relqIOetgRiksZDKeVmHQjodZB8APiN4v03HS0cIN9cRb/ALxsW7KasWmN9rGq6mjq4Kdpw6TSEyFGSGRSpbGSCMdcnCCdUClKrIfs/bF6unFaz8HdyQVW2L5WXcWmtE8Qkekk5ScqoYLIDy5Vg3KwIIJBB1qv/sfNcO3HGr6np/tAn+n1x4odn0No8YHh24gUEaRVF9vc9nuGO8xhi8yncj3AedST1I5B+zq0PF7wO4k8dtjWPbHDLiJNs6tt17S41lXDcKqjaemWnnjMIen+bq8sbYPT5NCggcn4Kb3X4FK7be2LxuP+Wqrn/RVDUVvk/oJF8zyo2flz5xxnlxnBxqDcFvBSeOfCbbPFaXi1WWg7koxWGiFoScQ/Oy8vOZRn7uew76ifErwU+IDhdsC+b/3X4ir5dbVZqVqiro4d13Z2njyFKcrkKwPN2JwRraHg3Ct4UtgpAvIBaHVVXpj9bJjGjhFg5NKyjKr7NivpYS9o425nH7FVt8cknsCVnyv44P4HVE3Dgvuey8brDwD3zKLRcNw1KxUt1pYviIZIGVyJo8lc9UKlTykHv6E234GeD3iv2HxSgvHEqv3tDteW0TR3Wk3Ff2rY5avK+SYYnkflYMGJZcfL0Oc41YPihuFmk8YfhptcTo93hr7rUVAVh+rpXjiWPnA/vnV+XI/Yf3Ok8UGCnIobjt4Vq7gVc+HNrh4rVd3/AJQt3UW1iz2pIfhFnYAyjEjc/KOvKcZ9xp74/wDhF3nwI4c1fEyxcQardtPaZFkudK9rEEkFHg806lXfmCdCwx0XmbICnVzePJS+5vDs/TCcWbMf8ao/z61Vcpbb5UdBczTslwLUywz8pWclSTHhujZUN09QDp+lFC5M8r/DXw+m8S+8LrtGn3zPYP0ba1uYnipBU+YDKE5eUuuO+c5OjjzsWbw98RYuH0u7KjcbS2eC6ipejEDEyyyxrGEVmycxDBz15sY1p/w7eGy4eH3xWbzks9FzbIvm2xUWSoXPLTsatTJRt/hRnqvujL6hsNHEXalHu/7TLZNPdIUmprXsmK8GKQZBlhqKsRHHb5ZHRh9VB9NSsaqivUd2MfCvwZcWt2Wikv2/t8rs+GqRZRbKWkFRWhT1HmOzBImx3XlfHY41M9weDLetghkrtg8TXu7xrzG33ilWNpiOvSeMhVPpgp+Y02/aN8Zd/wCwrDtjYPD/AHHWbdbc7VU91ulA/l1iUkPIBFDKOsRZ3BLqQwCYBHMdVjwJqftE+GO2BV7N2hPxK27uGnprjb23buOOolpkkTm54pXqBLyuroTG5IBXoFy2a4R6Fzl2P1kulaHq6Kso3pLhb5Wp6ulkA8yCVThlYfj/AE6R7j3jWW2JhI5C+/N1H5aZ9z7z4qQ8SZ6/jpsK17O3JeqGCoahttWs0M0aFo1mYq7/ADEKFPXsg18XmWgvcZjBQiQYGO+ueap0bp2hftXc/wCkJDMpY4PfPfThvO7xxUEsrHBZcYz9NNu2LTSWinKjA9ffUS4obmpo6WWnWdQyk51Dfgb0UDxBrvjrrKuAwZiR102WW0MpVyh+brnl133FIqysaoDcw5u2nm1zwFAjkDlOMY1qtRo53t2SLbMvwtRDGz+vT01du1a+NqdQX9M9NUta7es0iyKrk/skfXU8s1ZJRRD9YAMdAeh/LXLkezePRMNy3IxwSsCp5VzgnodUFvi+EyFFYknPXm6j8ffVjbj3Qj0zqWUsF6H2/HVC7ouPn1kgVsY99PFHkxTYiim86oUqCMN2B/fjX3uKtKQeUCeowcnXTagqh5nU8w7e4Omfcla5Vm5xnPprrSMLI7JPzSMT767kYFMaQZB6j10rhU4xrWiTvjk5W79tO1BXcoAz/HTEzch66UUTlpO/T/rGlQE223dXtt4hqskIXHOQe2tD27flLJSRsKvHT+++ms3U8flQs4H3ev8Ar+/X1BuSeMPGZm+Vz7anjYciuaroG/DWj+DXXwZ8Tfwu3+TR6znWr0I9xrRnBoH/AGGfEwe4u3+TR68v5x9xH88T4b7QP7dh/WxfuMkOf7VI+g17ycDbZWXzwR7AsdtiEtZX8LbVSwIxChpHtUaqMnoOpHXXhJHTiSmCn9od8a1fsD7SjxJcOdi7c4fbdseyZbZti00dmo3qKGdpmgp4VijLkTAFiqDJAAznoNeymfcjPT/Zi+MiCmjhfYNlLKoBb+yKl9Bj31pf7KTgPcNqbk4m8R92USx3Wy3CTY1MquHWOSnlLVxVx0YGRYVBH+9t76p1/tXvFKjAS2Lh+B7/AKPqP9NqO8PPtE/EJw4s9ZZ9s2DYYguN3uF7qXkoZy8lRWVMlRKxImAADSFR7KFGTjOnodHoFx0354Cdy76gt/HbeWyqjdWz5fJiiuFa6zW+QlZCAFICtnlb36D21aG9LdsjxMcB73bNs32jvNj3Za547fcaVg8fnLnypkPvHMit+Ka8UVnrN87lu+8N0rDV3S/V89yrZfLwGmlcu3KDnC5bABJ6DWj+EHia8QPBPZtNw/4dts+WwUk09TALrRyyTRGVy7ICkqjl5iSBjpk6nmrori+zR32Ze5KOGz784fXB0gv1HcobjLSl/nMZjELkD1CyRFSfQkdsjUX8RfgY41b94xbj3RsSosE9l3dVpVNUVdY0MlC5REk54+Q84BXmUqSTnBAxnWeY73ep93HihZt2w7Y3obhPclrbOTHFFLKxaWMRuWDQsxOY35lIOMauCk8cni+t1FHTtScO7vhSPjZrfURyMPQlY5wufwA1P0tUx8XF6Nacf6i08GfBtumyXO4pItt2XJt2mkkPKamoel+FiAHuzsvT2zpH4JQU8Gew43xkWOdT/wAbLrzm4y8S+M3Gi40l04vbujroLYTJQ2ihg+Gt9M5GDIIwSZJMdOd2YgZAwCcyHYXjU8QnCjYlu4ZbSg2TJY7VA9LTtW0UzVHluzMeYrKATlz6D06aOasTi+y+fs2vEtNHTQeHTf8Ac5ZJUSSp2nWzvzLLAuTJQFj2aPJaNfVAwGAgGrq+0dYN4WbqB6bh25/62pdeYNplmozba2x3xrfebTUR1tDXQsBLTVSMGR1z06EdjkEZByOmrj4reKPxD8btlTcPN8RbONnnqaOsaSgoJo5zJTVCTxdTKwxzxLzDHbIGNKORPsbxvweifin4Zbr4xeHm/cPNkxUb3m5x0JpVrJvJiJiqoZWDNg4+WNvTvjWd/B54GOInCbitTcWuLNwsyy2eiqKe1W621L1DLPMvltNI5VQAIjIoUA5MmSRjGqaqPtEPFpbl8o0fDkBBhea21AyB0/3/AFEN7eOzxa77tM9lbeW39t0tZG0U023beY6soR1CSys5jJH7S4YehB66blHtiUXVGi/EXxete9vH1wM4Y7eqkqIdiXqWW7SRnmX4+qiHLD/wo44snHrPg9R00B4u7L4lb7sWx0vhfvX6M3Cl7je5TebTRk2/4ecMo+IBUnzTB0Az09s68gtj7nvPC3eFk35tdqeW9WCvFxp3uIeZJZyCC03zBnzzEk82ST31pCn+0x8VdQwWOh4cEn2oKk/+20lNPyNwaJjvjhV9pFc9nXyl4m71nuW1hQyy3SkartIEtPGC7g+WgfoFB+Ug9Na/8FtSreFDh3UQkMGtDOh9DmaQjWEbx4/vFBuiz1+2bxT8PoqS60s1FU+Vb6hZFjkQo5UmfocMcHHf00n4YeLnxCcLNiWThnsltiSWKxU3wdK1ZRTPUeXkn52WYAn5j6DT5x8Mmm9G0vBT4tZPE5tW6Juyz0Fi3lZJY5Ku30bO0EtHNkwTxM5JYZR0YZJVkBOA65zJU7E3vsf7RDb/APZ/ueu3HV3TcC19quVUOr2x45jDAqjCoIstGQoAJXmwObVWcKrrvLgzebZvThXcrdFfKGhkt0iV0bS0lXTyKMrIqspPKyqwIPQr7EgzTdnGzxBb83RtXfm5bfsQbi2RVSVlmqaW31CDLoVeKXMx54z8rY6EMowRkgvkhqDNP+O0g7h8PjZ6HitZf+eTTj9oVU7iouCtmue0L1PaL3b912+rt9bCQHgnQSlGwejDPcEEEEggg41j7iZx78QHFOo2zX8QG2ZBJsm90+4bUaGhnjBrIGDIJQ0p5o8qMgYOPXSreniZ40cZrTBtridWbNjtFPWRV6G10ksMxljDBcs8rAD5z6eg0+eg4Ns9APDTx2tPHnhxTbjUw0t/t7fAbgtqkhqKtUfMMHr5bjDoeoKsOuQcZy4679tnCr7QjZe+b9U/DWh9r0touNQ33IIqmoq0WRz6IshjLHsoyScA6oLZ/EDiDwl3VV774RXK1xXC6Ugoq6muMLTUlVGG5kkZUdT5iHmCtns7A5B0i3vvXenGHcUu7+L36Ca4Pb47WY7ZA8UBp1eRvmV3clsyN1z7aXJD9N2bZ8ZXhqvXiG29Ybrsi4UCXyxGcRRVblYKymnC86B1B5WBRGU4II5gcZBH34UNleLLZ8T2vjzunbX9jFotkFssVptlKjVKCIIiyTTqACFRMADOSSTjAByFw68QfiF4QWqHa+wd+WbcFipQY6G3blgaoemj9Io5o3STkX9lWLYHQYAAEsv3iQ8WXEehksd33PtvZtvqkMc8+26GQVhUjDBJpnfyyQSOZAGHcEHro5JOxcJeDnxZ3G3cVfETcJttVLTU+0LbBY56mPqjVgaSWZFbswTzUUnJAdWXuNRC0W650YWCdjKF7Me+pXs2wWDbdnhtFsXMcWSXkbmeQnuzE9STkkknJOnpkoVcGRVx9Ncs3bs3SpEZqlr1o28pSCVIA5sddUNvw3oVbLUwug6r97m/j/qNahqntr05ICjlGqg4hJb6io8tAOv11knUgasoKVaxGLAnI+muKK61K1KLJkkN6jU8lskU0jIidx3HbUbuFnWkqux+XrnH110ckzGmWVsi4U09OqTDDdM6cr1dfg1YQOGJ+U46ZGq0td7NvBw+MD3xrpm3JPcKjlV2wD751zPG+VmtpIkFxurVMLqCT8uDjvnUDradpakYX8dTWnh8yPm5c5Xr+Oo7eUSKcFVx01rDTIlsbXdaeIoDqHXqQyuR650+3KsKBsdfz1FqiYyyMT7++uhGbE3Kc6V04HLjSXPprvhbl6d9W2SfcihmAB0qt8B5+2ky9XGdO9tTLdtJvQDnK7fCydP2TqPGU87/APC0/wBSQlLIGODjUZLZdjnudOGyWJKqLmdwfQdNaI4OIR4NuJg+l1/yWPWfZHByvqO+tDcIxnwd8TgPa6f5KmvI+c/cw/NH/J8R9oH9tw/rYv3GV4IwIIwB6DWvfAp4JaPxGTVPEbiLVVMGyLRWfBpQ0spimu1QgDOpkHWOFcgEqQzHIBUDOskIoMEeP70fza9b/sst57fvXhoTaNHVxfpbbF4rorjThgJFE8zTwyEd+VkfAPbKMPQ69hH3JctNwC8KfDW3U9BPwx4eWmmP6uJrjQ0xeQ47c84LMfzOolxf8B/hy4v7cnhtezbXtS6yxc9FebBAtO0T91JRMRyxn1UjqD0KnBEF8cPgKvPik3VaeIW1980dDdrPaha1tN3jkahmRZZJBIsiZaFyZSGPI/MFUdMZNF06faPeDbhtDtSwbe2/fNnWJpZUrKWmkuxpInYu2QGSUQqSxyY8KMk4A1VoDNN02BuThxxCvfCi8Uj1W4rLcxavIplyal3CtC0Y9pUkjZQeuJBnXo7wB8BOzNr2qC/caaaLc2450WRqAyE26g6A8iqMecwJwXfKnA5VHc5q8Hl13N4mvGXQ8T+JwtlRcLRY5b3J+jqUw08ktP5VLTFkJbJHxAcHPeJfbW6PGBxS3Fwh4C3/AHVs50iv8709rtszjIgmqJVj87B6ExqzuAehKgHpqFFLZbbeiTtwW4Isn6N/kw2j1XpH+iqcPj3Hy5/PVBcfvBLtyrs9VuvgpSiyXehheeSzCVzR3FVBYogOfKl6YXlwpJGQPvDA8HD9EuA3fT7ivS7tSYV63346T474vPN5vmZyW5v9ca2Ztb7R+W07YtFp3rwW3teNwUtDDDc6+3ijjp6upVAJJo1MwKq7BmAIGM403THUomOrly3GlFQsZBx8yOpDKfUH2ORrT32eXh+2vvyybw4kcStp2+9UE1wSz2eG40yzIPIUPUToGGMM0iR594X1njft4o7pcd07ztVhuFqt94uNXcqW21IUzwCZ2kMZCEj77MAFPbGvUzw6cOZOE/BTaWxqqERV1Dbo5LginIFXLmScZ9cSOwz9BrOEN2ObdHynhn8PiLzR8GtpLjr8tri/o15ZcQtpS8POJu8OHshIWw3eaCBT3FM5EsH74pI9eifhW8ScPH7c/Fu3wlfI2luk0dsUEfPbShiimBHcSSU1Q4+jazr9otsNLDxR2zxMoojHDuW3m01xHRGqaclo3P8AhNHIVz7Qr7aeSKcbRMHUqEf2evDvYnEfc3FKl37tG1X+K109hejWvpUmEBlNw8wrzDpzeXHn/gjU58bvhA20NhJxK4N7Tt1ortqRvNc7ZQU/lCvoD1dlVBgyxn5x7pzjvyjTP9mCAu8OMKjt8Ltv+e563xI8DfqJDGxdT8jY+Zex6e3X+OnGKcehSk0zxl8Ie3du7z8TGybFuO0UN2tFxas8+kqohLFKFpZWHMrdOhAOt0eMPgJwV2T4aOIG6Np8Lds2m6261+bS1lJbo45YX81PmVgMg99VpTeGqfgX49dhbj2vamj2Nuiquc9EYlPlW6qNHM0lH/gr954x25cqPua0P46SD4S+JZ9BZ+v/ABqaIQ4rY5SbZAPBZwR4O738MOxN2bq4Z7cut2rqSpNRWVVvjeWUrVzKCzEZOFUD8tXc3hr4AspT+R/aoDDBxbox/MNQb7P/AP8AqfcOf/2dZ/l1Rrzw8ZFkoLp40OKNXVVNZBUU1bahTy09S8TRkWiiIKlTlTkk5GqlJRWxRuRv7iX4GeFe4LeanhvC2y75F80UlK7yUc5x9yWBiQF/wk5WGc/MOmsT3ej3Js/cNy2Vu+1tb75ZpfLqoSeZHHdJUI+8jqQyn1B7A5A1D9nBxo3nvnb27uGW/L7X32s2XLRVFvudfMZqmahqxMEikkPzSNG9NJ87dSsijJxqL/aL2CKy772JvmliRDeKOttdcexdoDFJBn3+WSb9w1MkmriVGTTpkE8LPDu18WeO9NSbgt8VwsO36GouVfSzoGhnkdTFBG47EczmTHvEPTOt0jw4cBQ3P/JHtbIGM/o2P+jVLfZ77BNl4ZXbiRVxqKzedxLQnOOWhpi0UQ/NzO+R3Dr7ak9f4iauk8alv4BZQWSp2nJO78uW/S5lEsaZ9vho5Dj3YaqMUkTJ2zL3i84c0HCXjTAdu0Udv29um2pV0lLBHyQ09TCRFPGoHQAjyn98u/oNMXhzt1m3b4gNoba3FbKa5WysWs8+lqYg8cnLTOy5B74IB1qH7QTYNRuXg7Sb2t8XNV7IucVfKAOr0U36mcD6LzxyH6RHWYvCcAfE5sOReoKXDr//AFZNQ19RopXE1N4quD/CnY3h+3fubafD6w2m50cFO0FXS0SJJGWqoVJBA6ZBI/PWJ6XcAVEHORhQNegvjYz/ALF/fWB/9mpf8rh15mOlV5SBBj5R01OVV0GJtosWm3lFTrys65/HrpXHuoVBz5hwe2qhEFx5sqGGD3JyP3adLfW1gdYpUYkdc99czNSzay9VRgKwsST69NVxumqqnlLySEnrnoNP53JDTUxjfBONQTcN5aqLnHTrjUwVsUhPT31qcMSSzDpjSWorRcA8hXAAx+eo5V1jtJygHJONSWxUPnU+SDze2NbNcdmSdjHLTSOcjJ9hnTxtyzGRi5A5vUfTUgorHGql39s406UUVHRt5gIU4xrN5NUiuJ01EcdJS+YxCkDt76gl/qAzs6tnOcHUp3Jc+dioIK8vf9+oBdKnmJVDnrqsSfYTdDBcZHLEE6ZjHljjTncJF58E+uko5Sp10oxYgdcE67oR20TDqcDQvQaYhRChaQafbfEYsOex01UYBI08JII0AJ6aTAT3aqbDAN6aYEIIye+dLq+YyPye+uqBCsYB76uHRLEsyMjsffWh+D5LeDria30uv+Sx6oyuouUk49NXpwkjKeD3iag7AXXH/JY9eL85+4h+aP8Ak+J+0HXy3D+ti/cZcib9Qh+g1tDw5eBbxKXTbe1vEDwR472DaNTfrbHV08ifEGZY27xTp5TRScpBBVgy5HrrF9MhanQfQa3t9n7439lcI9rJwN4z3MWS1Q1ss1gvso/tWFZmLyU9Qw/uWJGdlc/LhyDy8uT7K22fc0OV2+0R8TXAffd24WcY9hbR3XcttzinqK23vPbZK2MqCk6K3MhDqQwIVR1xgEY1ujw88bbJ4i+FFp4p2OyV9oguLTQS0NcFMkE0TmOReZfldeZThh3HoDkD53BtLw5cc6Wivm5tvcPN+08SB6Gsq6eiuarGf97kYMAp/wAE4OknELj9wB8PO14l3HvHb9lpKSERUFltzRtUyAYCxU9JDlyB0Hyryr6kDrqqEZp2zY9scAPtMnsVrEdJaeJW05paWljULFS10sglaNenyq7W6ZgP76blHTlGr98aHD++cSPD/fbXtmhkrbrbJqa8U1LGMvP8PKHkRB6uY+flHq2B6684OI/End/Gvi1c+NqGew3I1NPJtqL5WkttPSnmpgSOhYvzSP6c0jDtjW8fD945OG/Eukotq8SrnQ7H38sax1NvuMvkUlbMOjSUczkK6scsIy3mKOmDjmKTT0U01swVBua1LSK8NSrVUjeStOATKZc45Anfmz05cZzrTe2/A/xhvVgtl9qt32Kzz19HDVTW2ro5Wno3dQxhdlPKWXODjpkHWzTZuF8N0beBtW1o7njna6eRTifGO5mxzdvXOs++ILxrbUstPcOHPAq60W7N8zK1MaijbzrfZS2Q008yZR5EwSIVbm5gA3KDpUl2X6kpOkZu4W8P13R4lrNwuatprvBt2/zTXKpgjIhdbe3NIcN15fPVI+vQlh769L71QT3Sz11spa1qOarppYY6lBzNCzoQHA9SM5xn01jTwE7S29tGo3TvTcV5ooa1vLtFNLWVSJLIMieok+Y5PO7RZPqY9SLxtcbN32Ok2ltHgpxBjtV3ulTUVtdXUBhqWipIEChMEOo55JU7gH5OnY6aqKsmSbdDt4YfA5S+GbfdVvWz8VbpeobhaDa6u3T2+OGKY+YkiTFlckuhVwOnaV/fUm8bvDccRvD3fjRwiS6bbKbhtxHcSU+TKo/4cDTp/wCGD6awbefEF4wtrRfpmm47XW7PQOKj4CooqVUqlQg+UxWMMAwHKSMHB6a9OLJxI4c762hb7xHuWzvb79bo6gQz1kQYwzRhuR1JBB5WwQR7g6ScWtC4uPZjn7LyVJ90cXZ488r0e2iMnP7Vz1NPH1xa3lwR3pwd4h7LkmlkoK66m4W9H5UuVEY4BLTt6HIPMpPZ1U+mo34C7Na+EfGLj5si63+3x0lqqbJTW6qlq4xHU0ge4vCyuSAx8qSItjsxI10faR3K0X6o4ZR2m50Vf5M11aQQTLKFBSADm5ScZwf3aSfCAL6pUbI2DvbZnF3aFh4g7Tq4rjarjEtfQzNFho2KlSCrDMci5ZGXoQeYHVZ+OlSPCTxLBPe0Y/xqaxx4JPEDLwO4ifyX7rrlh2NvOqzRyzsEjtV2cgA8x6LFP0U56Bwh6czHWtPGzujbly8K/EWgotxWupqJrUFjihq43dz5qHAUEknHtqoyUo2DjTFPgBXk8IHDpD6UlYP/APdUa88fGNdLbQeMXiw1bWwwla61MyvIFwv6Hohn/X21v7wK7l23avCjsC33HcNtpqiGmrFkimq40dT8bOeqlsjoRq4Kqq4PtXvfaus2g9bkO1XJJTGXIAAJc9egAGc9ABpNKaFF8XZlT7M/hluOxWne/FK/W6egpN0yUFvtMM8RjeWCkE7vUAHryO9SUXOM+SSOhBMc+0vvlZuHevDHhVtqFau8z/F1QhDHImqHgpqRT7Bn87r6BdXnxg8dnADhVSy0Fp3bRbz3IAyU9j25UpWSeYOyzSRkx04z3LnOMkKcayX4bJdy8b/FnT8W+L1yo0qaKGS+VBklWOmpREBFR0UPMR0VpS4z1PlSMerEktJcR7bs9HeH2yrfw72JYNi2x+elsVvgoEcqAZeRApcj3Y5J+pOqCrPBRJWeIP8A2QM3F+5i5HcMN7WhFsj8sRRqsQpQ3Pnl8hfL5sepbHpqYeKHjlScPOCO475src1DLuSpjjttm+Fnimkiq6iRYklCZORGGaU5GMRnWGoOLPivkiWRfEdfC3J939GUff8A4rTcktMFFyPT3du2aPee1LvtO54NJeKKehmIGSFkQqT+Wc683/CpbLnYvE/tHbt9j8q62Wqu1trox2E8MEsb49xlcg+owdbB8KvG2HfPBWzVu+95UMu57bLParxLVzxQyS1EMhAkK5AHPGY5OgxhtU1erZZNsfaA7b3RRXS3Gzbkop7i9UlTGYkqUpHhlDNnAY8sR64zz6PYa1aLy8aRQeGTe/mMFX4elySeg/tyDXnrRrZJaePmracHlHc/TXqbfrtwy3Rap7FuW57ZuttqgBPR1s9PPBKAQQGRyVYAgHqO4GomvDvwvp93ZPDAf+Lbf/V0SjyCEuKPPu37dt9ZF5sDRyL7r10VW2YadS8UIyeh6atbjJS7WtfHG8W3ZVvs9HY4bbQtFFaooo6YSkNzELEAoboM6YJFhlQg4GuLIqdG6dqymbvZTHzt5bDJz076iFzomwyBDkggZ1eV5tkEgPKuR9NRmr2vE5VsKAevbWSlQ+ynKfb1RLUh2QY9sanlltCU8Bd1GB+Wnqa0UlCCwRcjp00y3G8RwQyIhAwPfGqcnJaJSUToudfBSZCsB6EZ1HJr2WqSit8p+umK+XpnmKeZ0OT303RVoH6xicjWkcetkykPt4qz5RJfJ7ai1ZKApJ740pqbiJ/vNkDTNcKpckA99bxjRm9jdVEyyFs411hgBjOiRmPXXVhie+rIOJD+eutSSwGNdoTm76+lh65A0ALKPPMBjTnLHKyDkBOum1UbTSdR2xqbWTbbVsnKFJ0m6AhItkkg5mTqPpo+HRPlK9Rqxazb3wcT5TsudV7cZ1hrZY/7041pF2jOQ/3S08sjsqg9se2umi31v3a+yb3w3siWhrBf/ONaZ6eRqkecio4RhIFHRRg8p/PS+u3nsKbJTelg/D9JQ/1tR+t3NsxwwXd1j/K4wn+Ztc8sUcq4zV+Q+M+D+H+MgsfxEVJJp0/ddP8A6In+jxCeQDovTS2mpIpMLLErr/ekZ18z3zaxkPLuazke4r4v62u2mv8AtYDJ3PZ1x718X9bWtM2VIf7VsHa1Uvmi3CGR/vGNinN+7U32xsTbFtnE9DZYI5vWTlBY/iTqL2HeGyolAm3lYUxjq1xhH87amlr37w7jIL8QNsr+N2px/wBPWcnKzdU0S2loBFNzAYHoNPVVtCx7jpxBeLbS1kTDBWaMNqLfyjcNAoI4jbV6D/tzT/19PNr4q8LkAWTidtNcf316ph/O+krG6FVDwF4bOyLJt2MxKciIyMY//JzjGrEsOy7JYqVaKyWqnooVxhIV5R+PTUYoOLnCFSPM4r7MX8b7S/19SSi4xcFgo5+MOxlOPXcNIP8A2mm7HHinYnvnBjh9uqtFff8AbFHXVXLy+bNHk49tKLPwm2htKKQbYsVJbjN1kMMeObThFxk4IA9eM+wx/wD9HSf6TSn+WXgW0fKeNGws/wD8jo/9JqHyL+lkL3DtoOrrIgOQQen79VFeODWxXqZKiTbNIZJG5nbyx8311et54ocEJ1Yx8ZNhNnPbcVJ/pNQS8b/4RMxMPFTZcg91v1Kf+nrN810S1FkCXhxsiup4rdVbbo3hpwREjRAcue+NK7dsHbG2naexWinpJGGGaNACRpTU7+4ZxOWi4kbTb8L1TH/p6SvxJ4csMHiFtjPr/txT/wBfUXkfaZNRQlvFopbhDJTVlOk0Mg5WR1yCPY6iicPNpUEyVVFYqSKeNuZGVfu6k1Tv3h06nk4gbZP4XanP/T0yT762GWIXfG3j+F0g/raFzXgNMYbrsDa1XPJWVFkp5ZnbLMU6sffSWm2Ds5HVv7HqQ49DGNPc+9Njt0G9rB/5zh/ra6ot37FJx/ZpYB+NzgH/AEtaLmTofrLaLPbUVbbb4KZfZEAOl9023Y9wLFHebfBVInUCVOYDUah3rsyKQD+z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Not only can you higher your understanding of your own finances, however you can even focus on reaching necessary steps. The greatest investing apps for beginners and one of the best online brokerages for novices are low-cost and greatest for passive merchants. These websites additionally permit you to customise your investing portfolio based mostly on your financial objectives, threat tolerance, and time horizon. Reducing and managing debt is a vital step in financial planning. Even if you're storing a great chunk of cash in a savings or brokerage account, high-interest debt will weigh you down.
Our firm's dedication to sustainability informs our operations, governance, threat management, diversity efforts, philanthropy and research. From our origins as a small Wall Street partnership to becoming a global firm of greater than 80,000 employees right now, Morgan Stanley has been dedicated to purchasers and communities for 87 years. From our startup lab to our cutting-edge research, we broaden access to capital for diverse entrepreneurs and spotlight their success. Whether it’s hardware, software program or age-old businesses, every little thing at present is ripe for disruption.
Some say that you should create an emergency fund even should you nonetheless have bank card debt as a outcome of, with out an emergency fund, any sudden expense will ship you further into credit card debt. Others say you need to repay bank card debt first as a end result of the interest is so expensive that it makes attaining any other monetary aim much more difficult. Pick the philosophy that makes essentially the most sense to you, or do a little of each on the identical time. Though you in all probability produce other financial savings targets too, such as saving for retirement, creating an emergency fund should be a prime priority. It’s the financial savings account that creates the financial stability you should obtain your other goals. You can make more money by selling unneeded objects on eBay or Craigslist or holding a yard sale.
If you have interaction or have engaged Morgan Stanley, it's going to act as your dealer, except you ask it, in writing, to act as your funding adviser on any particular account. We lead with exceptional concepts, prioritize diversity and inclusion and find significant ways to provide back?all to contribute to a future that advantages our shoppers and communities. The world presence that Morgan Stanley maintains is essential to our shoppers' success, giving us keen insight across regions and markets, and permitting us to make a distinction around the globe. We have world experience in market analysis and in advisory and capital-raising services for firms, institutions and governments. Our insightful analysis, advisory and investing capabilities give us distinctive and broad perspective on sustainability topics.
You can find a financial advisor via online critiques or by talking with friends and family. Financial plans typically handle retirement financial savings, wealth-building methods, emergency savings plans, tax optimization methods, college funds, and debt consolidation. You will determine these huge lifetime objectives like a comfortable retirement and the means to obtain it within the years forward.
"An emergency fund is often a financial savings account that serves as a security web from unexpected monetary difficulties that you may face throughout your life," Gilberti says. "Examples may embrace a job loss, disability, residence appliance breaking, and more." While we personally don’t have management over some of the largest financial worries, there are strategies we can use to climate the risks and obtain a successful retirement.

h2>Create An Emergency Fund</h2>
It can even help achieve specific monetary targets, corresponding to cutting debt or saving cash. A financial plan consists of a collection of smaller goals that will assist you to obtain a bigger monetary objective, similar to purchasing a home or retiring comfortably. A solid financial plan contains identifying your goals, making a finances, constructing an emergency fund, paying off high interest debt and investing. These objectives will create a bridge between your short- and long-term financial objectives. There are apps out there that make budgeting much easier by serving to you visualize your spending and financial savings selections every month. Some budgeting apps even give you the option to enter your financial targets directly into their platform that can assist you keep on observe.

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Use any extra funds you must make further payments in your highest-rate card. An emergency fund is money you put aside particularly to pay for surprising expenses. When you meet that objective, you’ll wish to broaden it so that your emergency fund can cover higher financial difficulties, corresponding to unemployment. If you didn’t have an emergency fund previous to the COVID-19 pandemic, you likely wished you most likely did.

h3>Build An Emergency Fund</h3>
One method to set your financial goals is to use so-called SMART objectives. In the acronym, S stands for particular, M is for measurable, A is for achievable, R is for relevant, and T is for time-based. Write out specific targets you have, prioritize them, after which go through all the SMART components. For retirement, have a selected age you wish to retire at and a measurable quantity of funds that you just want to have out there at that age. Make it related and be sure you have a set plan to realize that aim in a selected timeframe. Experts disagree on whether or not to repay bank card debt or create an emergency fund first.
Search for one of the best online monetary advisors or planners, or search for in-person advisors. Financial planning is a apply that helps you observe and manage your money with the aim of reaching your financial goals. You might find that you're paying for unused subscriptions. Or notice you spend more money eating out than you thought.
Whether by yourself or with a associate, you must know what you're aiming for. Here are six steps you'll be able to take to create your personal monetary plan. Read about our picks for the best monetary advisors here. Angle down icon An icon in the shape of an angle pointing down.

ul> <li>Maybe you have already got a home and want to improve it with a major renovation?or start saving for a bigger place.</li> <li>Then, as you age and doubtlessly have kids, priorities will shift to purchasing a home, saving for kid’s college funds and saving for retirement.</li> <li>Your goals must be realistic and actionable and include a timeline of if you want to accomplish them.</li> <li>As a world monetary providers firm, Morgan Stanley is dedicated to technological innovation.</li> <li>From there, you can create other smaller objectives that will add up to a larger monetary cushion.</li></ul>
"Get yourself organized by gathering all relevant monetary paperwork, including your funding accounts, insurance coverage policies, debts, and other property." This is the place you solidify your abstract targets to buy a home, pay on your children’s faculty or save enough for a cushty retirement. A robust plan ought to include how upcoming life modifications like a new job or delivery of a child will affect your monetary image.
You can even create a price range the old style way by going through your financial institution statements and bills from the previous few months and categorizing every expense with a spreadsheet or on paper. We leverage the full resources of our firm to assist individuals, households and establishments attain their financial targets. Learn from our business leaders about how to handle your wealth and assist meet your personal monetary objectives.
Financial planning is crucial to reaching long-term and short-term monetary objectives, whereas additionally getting ready you for potential future risks and obligations. Your plan should accurately replicate your personal monetary wants, objectives, and best course of action. Financial planning is a broad and encompassing follow that aids you and your family in better managing your money and getting ready for potential risks. No matter what your present monetary scenario is, a solid financial plan offers steering and perception helpful to all households.
Please seek the guidance of with your Financial Advisor to grasp these differences. As your life evolves and markets change, your Morgan Stanley Financial Advisor can help you evaluate your plan and adjust course wherever needed that will help you get where you need to go. We supply timely, integrated evaluation of companies, sectors, markets and economies, serving to shoppers with their most critical decisions. If you’re relatively new to adulthood or the working world, the earlier you may have the fundamentals covered the higher you’ll feel.

h3>Am I On Monitor To Achieve My Monetary Goals?</h3>
The longer your debt accumulates interest, the more cash you will lose in the lengthy run. Your plan will need to account for how financial priorities shift as you move by way of life levels. When somebody is first beginning out of their profession, they are going to be centered extra on saving that first emergency fund and being an independent grownup.
Gallegos says debt negotiation or settlement is an option for these with $10,000 or more in unsecured debt who can’t afford the required minimum funds. When you see how you might be spending your money and also you're guided by that information, you might make better decisions about where you need your money to go sooner or later. Is the enjoyment and comfort of eating out worth the extra cash each month to you?
In the market, you make or lose cash depending on the purchase and sale value of whatever you purchase. If you purchase a stock at $10 and sell it at $15, you make $5. Wealth Management WEALTH MANAGEMENT PORTFOLIO INSIGHTS Timely market commentary, thought management and portfolio ideas from Morgan Stanley’s Global Investment Office. Though education costs continue to climb, starting to save early can make a distinction. We worth our dedication to various perspectives and a culture of inclusion across the firm.


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Last-modified: 2024-04-26 (金) 16:51:49 (10d)