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Original Medicare Doesn’t Cover Medical Alert Systems The federal government’s health insurance for seniors, Original Medicare (Parts A and B) does not cover medical alert devices. This is because these emergency response systems are not considered durable medical equipment, or DME, like wheelchairs and blood sugar meters. Some people may be able to get assistance with their medical alert device costs through other programs, such as Medicaid. This program helps low-income Americans pay for their health care with funding from state and federal governments. Medications and Medical Equipment Are Covered by Medigap Long-term care insurance is another potential way to help cover medical alert system costs. These plans can be purchased individually, as part of an employee benefit package or through professional trade organizations. AARP Can Help You Pay for Your Medical Alert Systems The AARP Lifeline program, which provides discounts on life alert systems, can help seniors with the cost of their devices. AARP members can also qualify for discounted rates on Medicare Advantage plans, which may also cover personal emergency response systems. If you’re a member of AARP, you can check with your local chapter to see if they can offer help paying for medical alert systems. You can also call your state’s Area Agency on Aging to ask about discounts or scholarships that may be available. Medicaid Can Cover Your Medical Alert System Some older adults may be able to get coverage for their medical alert devices through Medicaid waivers, which vary from state to state. https://maps.app.goo.gl/p8cZ14rECqqQZKQ76 https://maps.app.goo.gl/ot7rsuTHh17JKFrE6 These include 1915(c) Home and Community Based Services Waivers, as well as Personal Care Attendant programs and Money Follows the Person programs, which are available in nearly all states. https://maps.app.goo.gl/xnG5gqtG5ZhpzJQi6
